Top 3 Reasons to Recommend Eclipse Accumulator IUL

Help protect and fund your client’s future

Eclipse Accumulator Indexed Universal Life (IUL) was built to withstand a variety of markets, providing an alternate source of funds so your client’s retirement income is there when they need it. It offers upside potential with downside protection through five indexed account options, all with a zero percent floor. We’ve even made some recent rate enhancements that deserve a second look.

Why Eclipse Accumulator IUL?

  1. Low-cost design allows for greater accumulation potential
  2. Competitive maximum distributions
    • Highly ranked against its competitors — especially for clients 45 and younger and standard or better underwriting classes.*
    • A competitive account value bonus in years 10+
  3. Diverse indexed account options and competitive rates
    • Five indexed account options including S&P PRISM index or S&P Low Volatility index for added volatility protection
    • New higher caps
    • 56% max illustrated rate

Check out new rates, run an illustration or access product and marketing materials.

* This comparison does not take all material factors into account and must not be used with the public. These factors include but are not limited to: indexed account options, rider availability, surrender periods, or fees and expenses. For information regarding these and other factors, please consult each company’s respective policy guide. Competitor Illustration Software, August 2024.