NEW! N-terminal pro-BNP (NT-proBNP) Guidelines

Competitive underwriting for NT-proBNP

N-terminal pro-BNP (NT-proBNP) is a well-studied laboratory test used as a predictor for the development of heart failure, cardiovascular disease and cardiac-related deaths.

And we’re pleased to announce we can offer competitive underwriting decisions through our new guidelines and simplified crediting program for NT-proBNP laboratory results.

Here’s what to expect: 

More competitive offers

• Expanded eligibility for Standard, Non-Tobacco Plus, Preferred and Preferred-Select classifications
• Improved crediting program incorporates our holistic approach to underwriting:
  • Standard or better cases may qualify for a one-class improvement
• Sub-standard cases may qualify for up to a two-class improvement

Better turnaround times

• Simplified, more competitive guidelines will enable underwriters to deliver quicker decisions
• Improved risk approaches will reduce the need for escalated handling or additional discussions between financial professionals, clients and underwriters

We continue to look for ways to provide an overall improved experience for you and your clients and we’re excited that this new enhancement will help you provide life insurance to more of your clients. To learn more about our underwriting approach, visit our website. 

Please note: The above does not apply to the SecureCare^™ product line.