Nationwide IUL Products – Cap, Participation and Spread Rate Changes Effective 03/15/2024

Nationwide is pleased to announce improved rates on many indexed interest strategies in our Nationwide IUL products – including a 19.5% cap rate and a 300% participation rate. We are also improving the spread rates on the uncapped S&P 500® across many of our products with this strategy. For a few strategies within a subset of products, there are some slight decreases due to changing market conditions and increased hedge costs for those specific indexed interest strategies. Changes are effective March 15, 2024.

These changes are part of our commitment to carefully manage our life product portfolio to serve you and your clients well into the future.