Flexibility Providing Complete Protection
Not all term policies are created equal. Avoid settling for less.
Allow Signature Term life to provide your clients with a competitive rate and all the essential features of a complete term life product with flexible coverage options to meet your client’s specific needs.
- Secure the protection of Living Benefits.1
- Choose from several term options of Annual Renewable Term: 10, 15, 20, & 30 years.
- Versatile conversion options are available should coverage needs change.
- Expedite application process with accelerated underwriting for qualified applicants.2
1) All riders may not be available in all states. Chronic Illness is not available on term policies in California. The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the reduction is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election. Critical Illness is not available for ages 65+.
2) Cases outside of the parameters of the programs above will require traditional underwriting. If a client does not qualify for one of the accelerated underwriting programs, full underwriting is available for all American National individual life insurance products.