Client Flyer! The Power of Convertibility

Unexpected events can happen. That’s why life insurance needs can change over the years. With Advantage Elite Select, flexibility can increase – by adding these two optional agreements:

• The Extended Conversion Agreement allows conversion to permanent protection at any point during the level term period of the policy at the same issue class without additional underwriting.
• The Chronic Illness Conversion Agreement allows chronic illness coverage to be added upon conversion without requiring additional underwriting at the time of conversion.

Review this case study to see how these agreements can create an impact!