Bypass Uncertainty
Let Signature Guaranteed Universal Life secure important financial coverage for your client’s life goals with competitive protection.
Guaranteed Cash-Out Rider
Three opportunities to fully surrender the policy and receive a partial or full return of premiums paid.1
Guaranteed Death Benefits
Between ages 95 and 121 to ensure your client does not outlive their policy.
Accelerated Benefit Riders
Should your client become seriously ill, a full or partial accelerated death benefit may be available.2
Competitive Premiums
| Male, Non-Smoker $1,000,000 to Age 100 |
Annual Premiums |
|
|---|---|---|
| Age 50 Preferred Best |
American National | $8,312 |
| Penn Mutual | $8,917 | |
| Protective | $8,940 | |
| Nationwide (ROP) | $9,714 | |
| American General | $11,737 | |
| Age 60 Preferred Best |
American National | $14,382 |
| Protective | $14,892 | |
| Penn Mutual | $15,019 | |
| Nationwide (ROP) | $15,912 | |
| American General | $17,245 | |
The competitor comparison from carrier illustration software is current as of 9.01.2021. Premiums are rounded to the nearest dollar American National cannot guarantee the accuracy and completeness of the premium comparison. Data is subject to change at any time. The companies listed are believed to offer comparable products to Signature Guarantee Universal Life. 1) Cash-Out Rider may not be available on all substandard rated policies and some may only qualify for the Cash-Out option in the 15th Policy anniversary. 2) The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the actuarial discount is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election. A request for an accelerated benefit may only be advisable if the qualifying event results in a significant reduction in the insured’s life expectancy. A shorter life expectancy will result in a larger benefit offer. Outstanding policy loans will reduce the amount of the benefit payment. Policy Form Series: SGUL18; GCOR15; ABR14-TM; ABR14-CH; ABR14-CT (Forms may vary by state).