Multi-Life Discounts Changing in Dental Market

MassMutual’s maximum multi-life discounts for Radius Choice applications in the dental market will change as of Aug. 31. These changes align with competitors after recent, significant changes in the dental market.

As of Aug. 31, in states except California, Florida, and New York, maximum discounts will be:

  • 10% for multi-life (sex-distinct) cases.
  • 15% for employer-paid (unisex) cases.

As of Aug. 31, in California, Florida, and New York, maximum discounts will be:

  • 20% for multi-life (sex-distinct) cases.
  • 25% for employer-paid (unisex) cases.

Applications signed after Aug. 30 will be subject to the new discount guidelines.

Our consolidated resident group identification numbers (GINs) for dental residents in programs not on the Exclusive List referenced below will be D5585D (10% discount) and D5585 (20% discount) in California, Florida, and New York. 

Updates to the published GIN exclusivity list will be posted on Aug. 31 as well.

See changes in the illustration system as of Aug. 1, and in these MMSD DI Marketing HUB materials in Underwriting drop-down as of Aug. 31:

  • DI Reference Manual.
  • Exclusive List of Medical Resident/Fellows and Dental Resident Groups and any updates to the exclusive list.
  • Military Physician and Dentist Underwriting Program for discount and GIN.