Will RMDs Derail Your Clients’ Plans to Leave Behind Money?
Imagine this: one of your clients earmarked a chunk of her qualified money for her son when she dies. Good plan. But when she turns 72, her Required Minimum Distributions (RMDs) kick in – something that might erode her legacy strategy.
But Choice Accumulation offers an optional death benefit, available for an additional cost, that provides guaranteed 7% growth for up to 15 years to help maximize legacy planning (despite RMDs).1
Choice Accumulation II’s guaranteed EDB
growth for up to 15 years:1
7%
Ready to help your clients preserve their legacy plans despite RMDs? Watch and share this video with your clients – then let’s talk.
1 The optional Enhanced Death Benefit is available at an annual cost of 0.50%, assessed at the end of the contract year, based off of the Enhanced Death Benefit amount. The benefit is comprised of a guaranteed roll-up of 7.00% simple interest for 15 years based off of premiums, less withdrawals. All withdrawals will reduce the benefit. A minimum issue age of 0 and maximum age of 75 applies. If death occurs prior to the 15th contract anniversary, the EDB will stop growing.