New Year, New Rates

Offer your clients the confidence of a competitive fixed rate from a company rated ‘A’ by A.M. Best, Standard & Poor’s, and Fitch.1

Cross off multiple benefits from your client’s check list when including guaranteed growth and competitive protection with Palladium® (MYG). This fixed deferred annuity will offer options to choose from one of several guaranteed periods to lock in a competitive accumulation interest rate for the period selected.

 

MYGGuaranteed Rate 2
3-Year 3.90%
5-Year4.70%
6-Year4.75%
7-Year 4.75%
10-Year4.75%

 

Offer Your Clients Protection for the Future 

Confinement Waiver
Terminal Illness Waiver
Disability Waiver3

1) American National Insurance Company has been evaluated and assigned an “A” rating by A.M. Best, Standard & Poor’s, and Fitch. Ratings may be changed, suspended, or withdrawn at any time. For the most current ratings, view the full rating reports on American National’s internet site at www.americannational.com . A.M. Best’s active company rating scale ranges from A++ (Superior) to D (Poor). Standard & Poor’s active company rating scale ranges from AAA (Extremely Strong) to CC (Extremely Weak). Plus (+) or Minus (-) modifiers show the relative standing within the categories from AA to CCC. For a full list of Standard and Poor’s active company rating scale visit www.standardandpoors.com. Please see Fitch Ratings website for more information on credit rating categories ( www.fitchratings.com )
2) MYG rates for initial premiums of $100,000 or more. For initial premiums of less than $100,000, subtract 0.10% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section, for premiums of greater than $249,999, add 0.15% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section.
3) All waivers may not be available in all states. However, any increase in the value of the annuity contract will be taxable as ordinary income, as would any withdrawals from a qualified contract.