Lock in These Rates for Superior Protection
Don’t allow your clients to be caught off guard. Offer them the certainty of a locked‑in rate from an A rated company.1
Palladium® Multi-Year Guarantee (MYG) Annuity provides an attractive fixed interest rate and the ability to grow their earnings on a tax‑deferred basis.
| MYG 3 | Yield to Surrender2,3 |
|---|---|
| AMERICAN NATIONAL | 3.90% |
| North American | 3.80% |
| Pacific Guardian | 3.75% |
| The Standard | 3.70% |
| Securian Financial | 3.60% |
| MYG 5 | Yield to Surrender2,3 |
| AMERICAN NATIONAL | 4.20% |
| Mutual of Omaha | 4.15% |
| The Standard | 4.10% |
| Nationwide | 4.05% |
| Reliance Standard | 4.05% |
| MYG 6 | Yield to Surrender2,3 |
| AMERICAN NATIONAL | 4.10% |
| Pacific Guardian | 4.05% |
| AIG | 3.65% |
| Western-Southern | 3.40% |
| New York Life | 3.05% |
Reminder: We are now accepting annuity applications up to $3,000,000.
1) Effective June 2022, S&P Global Ratings affirmed its ‘A’ issuer credit and financial strength ratings on American National Insurance Co. and American National Life Insurance Co. of New York. A.M. Best Company, independent analysts of the insurance industry since 1899, assigns annual ratings after an extensive analysis using a series of profitability, leverage and liquidity tests that measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency.
2) Competitor information sourced from annuityratewatch.com and is valid as of 8/1/2022.
3) MYG rates for initial premiums of $250,000 or more. For initial premiums of less than $250,000, subtract 0.15% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section, for premiums of less than $100,000, subtract 0.25% for the duration of the Interest Rate Guarantee Period as stated in the contract’s data section.
4) All waivers may not be available in all states. However, any increase in the value of the annuity contract will be taxable as ordinary income, as would any withdrawals from a qualified contract. Contract Form Series MYG20; MYG16(04);AI20 (Forms may vary by state).