Agent Alert: Training Requirements for Annuity Sales

Revised NAIC Annuity Suitability Model Law

The NAIC proposed the adoption of a revised Annuity Suitability Model Law. Separately, the U.S. Securities and Exchange Commission (SEC) released a proposed rule package in May 2018, which included Regulation Best Interest (Reg BI). The SEC finalized Reg BI in June 2019. The final Reg BI establishes a best interest standard of conduct for broker-dealers beyond the existing suitability obligation that applies to federally registered variable annuities.

Please Note State Implementation Effective 8/30/2024: MO

The Following Training Is Required to Sell Annuities With American National:

  • IMG All-Encompassing Product Training Course
  • AML Training through LIMRA or another approved provider
  • State CE
  • American National Specific AML Training