We Have Simplified Issue Products for Ages 0-80!
Whole Life Coverage
- Permanent coverage.*
- Ages 0-80.
- Builds guaranteed cash value.
- Level premiums and death benefit.
- Preferred rates available for non-tobacco.
- Built-in, no-cost riders and benefits, some dependent on age and face amount.
Final Expense Coverage
- Permanent coverage.*
- Ages 20-80, depending on plan.
- Builds guaranteed cash value.
- Guaranteed premiums and death benefit.
- Four products available depending on health situations, including insulin-dependent applicants if they qualify otherwise, and one for uninsurable applicants.
Term Coverage
- Ages 20-60, depending on plan and tobacco use.
- Level premiums for the initial period and level death benefit.
- Four products available, including one for insulin-dependent applicants if they qualify otherwise.
- Return-of-premium feature available on one plan.
Accidental Death Benefit Coverage
- Ages 18-60, regardless of gender or tobacco use.
- Level premiums for the initial period.
- Accidental death benefit doubles over the initial period.
- Return-of-premium feature available.
- One non-health question on the application.
Protector AD is an accidental death benefit rider on a small whole life insurance policy.
*So long as premiums are paid on time.