Protector AD is Right for Your Clients!

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Protector AD offers accidental death benefit coverage that doubles its face value over 20 years. 

  • Three accidental death face amounts available; $50,000, $75,000, or $100,000.
  • Premiums are fixed and guaranteed level for the initial period. 
  • No PHI is required.
  • No health questions.
  • No medical exams.
  • No complicated application.
  • Paper or eApps accepted.
  • 20 times the annual premium can be returned at the end of policy year 20 income tax-free*! 
Agent Guide Download

Protector AD is an accidental death benefit rider attached to a small whole life insurance policy which provides an additional amount of coverage. 

*UHL/UFFL agents do not give tax or legal advice. Policyowners should speak with their own personal advisor about taxation, legal, or other guidance.