Our Simplified Issue 20-Year ROP Term Provides Your Clients With Flexibility!
Return-Of-Premium Term
One of the most flexible plans we offer is Return-Of-Premium (ROP) Term. It’s a great product to use as mortgage protection or to cover any other fixed term debt.
Underwritten on a simplified issue basis, there are no medical exams or other tests – just simple yes/no health questions to help determine eligibility and a short personal history interview phone call.
Product availability varies by state. Policy forms: 200-813 (UHL); 18-813 (UFFL)