Expanded Nonmedical Underwriting Guidelines
Transamerica is committed to making it easier to do business with us. Effective April 24, 2021, we expanded nonmedical eligibility to higher face amounts and all risk classes. This means more applicants than ever will not need a medical exam.1 The new underwriting affects the majority of our business, with approximately 83% of submitted cases falling within the new nonmedical limits.2
1 Not all applicants will qualify for nonmedical underwriting. It is not guaranteed issue and the underwriter reserves the right to request additional medical exams and data.
2 Based on internal Transamerica data.