Help Clients Protect Their Families Affordably

Prudential EssentialTerm Value^SM is an excellent entry point for young families, new homeowners, or business owners needing cost-effective protection. 

EssentialTerm Value offers these key features: 

• Affordable premiums
  Fixed payments for the term – 10, 15, 20 or 30 years. 
• Conversion opportunities
  Within the first seven years: to any permanent product, with a premium credit from years two to seven. Year eight until the earlier of the term’s end or age 70: convert to a designated permanent policy.
• Terminal Illness Rider
  Included at no additional cost, providing financial relief if the insured is diagnosed with a terminal illness. 

Share the value
Be sure to offer EssentialTerm Value to budget-conscious clients to help secure their financial future.