Discover EssentialTerm Plus
Prudential EssentialTerm PlusSM is designed for clients seeking affordable term coverage with more choice in the permanent products they can convert to later.
Help clients enjoy death benefit protection plus:
- Conversion flexibility
Clients can convert to any permanent policy during the term or until age 70, whichever comes first, with a conversion credit for early conversion. - Coverage options
Clients can choose from terms of 10, 15, 20, or 30 years with guaranteed level premiums. - Added riders
It includes the Terminal Illness Rider at no extra cost plus has options for Waiver of Premium, Accidental Death Benefit, and Children’s Protection riders.
Share the value
Help clients take advantage of the long-term benefits of EssentialTerm Plus as part of their overall financial plan.