Long-Term Protection Doesn’t Have to Be Pricey

Chronic illness is a topic that’s difficult for many to discuss — yet, nearly 70%1 of those over 65 will need long-term care in their lifetime. That’s why clients need reliable coverage they can count on.

See how adding the Conversion ChoiceSM rider with ExtendCareSM to a new Protective® Classic Choice term policy can help clients secure affordable protection now while preparing for this possibility.

Protective Classic
Choice term (Base policy)*

Base policy + Conversion Choice rider with
ExtendCare

Additional premium cost    

$128.39
/month

$153.04
/month

Only $24.65 more
per month or 0.82
cents more per day2 

* $500,000 in protection for 20 years

This rider offers clients more time to convert to a broader range of permanent products. Plus access to chronic illness protection at conversion — without any additional underwriting or medical exams.

Learn more about how this solution can help clients prepare for whatever lies ahead.