Help Clients Bridge Coverage Gaps – Learn How

42% of American adults say they need life insurance or need to obtain more coverage.¹

By adding the Conversion Choice^SM rider with ExtendCare^SM to Protective^® Classic Choice term, clients get dependable coverage now along with more protection to fill future coverage gaps. It offers:

More time to convert to a permanent policy
Up to two years before the term ends, 18 years or the insured’s 70th birthday

More permanent protection options to choose from
Including our strong portfolio of universal life solutions

More protection for the unexpected
Access to chronic illness protection with ExtendCare at the time of conversion

Plus, no additional underwriting or medical exams required at conversion.

¹ Source: 2024 Insurance Barometer Study. Life Happens. LIMRA. 2024. page 7.