Chronic Illness Needs? Our IUL Covers That Too
Strong Guarantees + Chronic Illness Coverage = One Reliable IUL
Did you know that 7 in 10 Americans nearing age 65 will need long‑term care at some point in their lifetime?1 Yet, only 1 in 4 IUL sales include a living benefits rider.2
When you pair the ExtendCareSM chronic illness rider with Protective Indexed ChoiceSM UL, you can provide your clients with a more robust coverage combination:
- Chronic illness coverage for clients today
- Guaranteed3 death benefit protection for loved ones tomorrow
1 How much care will you need? LongTermCare.gov. Accessed September 29, 2020.
2 According to LIMRA’s Q1 2020 U.S. Retail Individual Life Insurance Sales Participant Report.
3 As long as the premiums are paid as illustrated and no loans are taken on the policy, the death benefit is guaranteed to remain in force for the period illustrated.