A Cost-Effective Solution for Long-Term Coverage
Help term clients prepare for the unexpected with our Conversion Choice℠ rider with ExtendCare℠
33% of Americans’ top financial concern is paying for unexpected medical expenses in case of illness or injury.1
When added to Protective® Classic Choice term, the Conversion Choice rider with ExtendCare offers a flexible path to permanent coverage and access to chronic illness protection upon conversion.
For a little extra, this rider offers clients more time to convert to more of our permanent products. Plus, access to chronic illness protection at conversion — without any additional underwriting or medical exams.
| Protective Classic Choice term* (Base policy) | Base policy + Conversion Choice rider with Extendcare | Additional premium cost |
| $147.31/month | $174.51/month | Only $27.20 more per month2 |
* $500,000 in protection for 20 years
See how this solution can help clients prepare for the unexpected.
1 2024 Insurance Barometer Study. LIMRA. Life Happens (2024). Page 19.
2 Assumes 50-year-old female, non-tobacco rate class, $500,000 face amount. Base policy includes options to convert to the broader range of Protective permanent products for up to five years with additional restrictions.