Digital Health Data Expansion

We’re always looking for ways to maximize digital capabilities when collecting information needed for underwriting to simplify the process for you and your clients. For applications meeting the following age and face amount guidelines, with minor or no medical history disclosed, we’ll obtain digital health data as a routine age and face amount requirement instead of an Attending Physician Statement (APS). 

• Applicable to applications with consumer completed Part B only
• Age 69 or below
• Face amount: $10,000,000 or below
• Medical history: Minor or none* 
• Digital health data is preferred over APS when APS is listed as one of the routine requirements

* Some examples of minor medical history are anxiety, high cholesterol, hypertension, non-melanoma skin cancers, and sleep apnea.