A New Application that Delivers Benefits

We’ll be introducing a new life insurance application later this year. We believe it will improve your ease of doing business with us and it will offer many benefits, including:

• An easy-to-use design. The online application is dynamic, meaning that for any given case, only questions applicable to that case are presented. And checkboxes are used, making it quicker and easier to navigate through questions.
• A single application is needed. Only one application is required regardless of product, including survivorship life (state variations may still apply).
• Parts A and B are enhanced. When the owner and insured are different for a case, both will have the chance to complete their portion of the Part A digitally. And the Part B will be the same for both life insurance and individual disability insurance, making combo cases easier.
• Supplemental forms are integrated into the application. Many supplemental forms that are standalone today have been made part of the application. When you use the online application, you’ll only be presented with forms you need to complete based on the specifics of the case.
• More applications will be received in good order. Applications completed digitally are generally more complete and lead to a smoother policy issue process for you and your clients.

Watch for more information to come.