Updated Cap, Participation, Spread, and Illustrated Rates for IUL Products Effective 04/01/22

Please be advised that we are making changes to the cap, participation, illustrated, and spread rates (if applicable) for the following currently marketed products: Builder Plus IUL® 3, Protection Builder IUL®, and Smart Builder® IUL.

For these products to receive the current rates, ALL monies must be placed into the index accounts with an effective date ON OR BEFORE March 31, 2022. All monies with an effective date ON OR AFTER April 1, 2022, will receive the new rates.