New Product = Better Potential Income Streams

The latest competitive indexed universal life (IUL) insurance product from North American offers more than just death benefit protection. Builder Plus 3 is designed to stand out with some of the best illustrated income streams in the industry to help supplement retirement income down the road. 

How does Builder Plus 3 do it? 

  • NEW! Higher current interest bonus starting in year one on non-loaned funds allocated to the Fidelity Multifactor Yield IndexSM 5% ER 
  • NEW! Fixed interest participating policy loans1 offer more income potential by continued participation in the index account, plus an interest bonus! 
  • 125% participation rate for funds allocated to the Fidelity Index

Builder Plus 3 is not available in California, Delaware and Florida. 

1. The net cost of a Fixed Interest Participating Policy Loan could be negative if the credits earned are less than the interest charged. The net cost of the loan could also be larger than under standard policy loans if the amount credited is less than the interest charged. In the extreme example, the amount credited could be zero and the net cost of the loan would equal the maximum interest rate charged less any guaranteed bonus. In brief, fixed interest participating policy loans have more uncertainty than standard policy loans in the interest rate credited.
 2. Participation rate is not guaranteed and applies only to the portion of the index account allocated to the Fidelity index.