Our Accelerated Benefit Riders (ABRs) Outperform the Competition
ABRs can provide an unrestricted cash benefit when it’s needed most. With two options to choose from, our competitive ABR’s outperform the competition by offering the potential to receive either a partial or full accelerated life insurance benefit if the insured is diagnosed with a qualifying medical condition.1
1)The riders are offered at no additional premium. However, the accelerated payment will be less than the requested death benefit because it will be reduced by an actuarial discount and an administrative fee of up to $500. The amount of the actuarial discount is primarily dependent on American National’s determination of the insured’s life expectancy at the time of election. Outstanding policy loans will reduce the amount of the benefit payment. The accelerated benefit is an unrestricted cash payment.