Navigating Tough Decisions

Think about how many retirement decisions your clients may have to make. They may be stressing over these questions:

• Should I take Social Security early, at the normal retirement age, or delay it until age 70?
• Which survivor option should I take from my pension?
• How do I enjoy the fruits of my labor and still leave a legacy?
• Without a crystal ball, what safeguards can I put in place to help my income last longer should the market decline shortly after I retire?