Important Underwriting Guideline Change

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We have updated some of our UW guidelines regarding when medical records are required, and when the financial questionnaire is required.

Important Changes: 

  1. Ages 18-40: medical records are no longer required as a routine age and amount requirement on cases $5 million or less.
  2. All ages: Financial Questionnaire (Form 1392) only required on cases over $5mil.
    • Financial documentation has not changed for premium financed cases.
    • NY cases still require this form due to Reg 187 requirements.

Drive Your Life Business

This chart will assist you in expediting the underwriting process. 

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