The Changing Landscape of Long-Term Care Planning

LTCi Remains Firmly Rooted as Viable Option

When it comes to planning for LTC, consumers have more choices than ever before. But if they’re looking for the least expensive option, more comprehensive and generous benefits and other features like care coordination and inflation protection, then a traditional LTCi policy may be their best option.

Traditional Policy Advantages:

• The least expensive way to fund long-term care services, providing strong value for the consumer
• Benefits are more comprehensive and generous than those provided by combined products
• Flexible policies provide coverage during the progression of care
• Provides known coverage amounts on day one
• Prevents having to liquidate assets to pay for care Includes additional benefits such as care coordination
• Benefits can grow over time with inflation protection options
• Premiums are tax deductible
• Policies may be partnership qualified