Our Chronic Illness Rider Is Built Into Our IULs

One important benefit that helps set our IULs apart from the competition is the value-added benefit of a Chronic Illness rider — providing an accelerated death benefit if the insured is unable to perform 2 of 6 Activities of Daily Living (ADLs) for 90 consecutive days (as certified by their physician) OR severe cognitive impairment.

• A no-cost benefit
• Automatically added at issue, to qualified applicants,
• Available to all of our Income Advantage and Lifetime Protection Advantage IULs
  • NO additional underwriting requirements

Find out more about this real-life solution that is included with our fully-underwritten IUL policies.