How are GI Disorders Handled in LTC Underwriting?

Understanding how gastrointestinal (GI) disorders are managed in long-term care underwriting is crucial for agents and clients alike. The specific GI disorder, its treatment, and the stability of the condition will determine whether coverage can be offered and the associated rating.

Some GI disorders pose an increased risk for future malignancy or involve treatment methods that may impact overall health and the ability to perform daily activities, while others do not. Our underwriting process carefully evaluates each case to provide the best possible coverage options for our clients.

Check out our condition-related marketing flyer, Gastrointestinal Issues in LTC Underwriting to learn more.