Expense Allocation Method in United of Omaha Illustrations

**This is a reminder notification — there is no action required on your part** 

Following the NAIC Guidelines, United of Omaha Life Insurance Company is required to provide all of its producers with information about the expense allocation method used by the company in its illustrations. Please look below to see if this information pertains to your state and then, read the paragraph in bold below accordingly.

• This communication pertains to Illustration Reform states only, which include:  AK, AL, CA, CO, CT, DE, HI, IA, IL, IN, KS, KY, LA, MA, MD, ME, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, PR, RI, SC, SD, TX, UT, VT, WA, WI & WV
• This communication does NOT pertain to the following states:  AR, AZ, DC, FL, GA, GU, ID, MI, NY, TN, VA, VI, & WY

Pursuant to the life insurance Illustration Reform legislation adopted in the above states, this communication is a reminder to you that United of Omaha Life Insurance Company uses a Generally Recognized Expense Table (“GRET”) to allocate assumed overhead expenses for all life insurance illustrations. The GRET is based on fully allocated expenses representing a significant portion of insurance companies and is approved by the National Association of Insurance Commissioners.

Please contact your Sales Director or Sales Support at 1-800-693-6083 with any questions.