California Approves Living Promise Underwriting Enhancement

The state of California has approved a new underwriting enhancement for our Living Promise whole life insurance product.

Effective December 6th, 2023, the following improvement have been implemented:

  • We’ve lowered the age for diabetes for the Graded Benefit Plan to 45.

For Transition Rules regarding applications:

  • Electronic and paper applications using the old form must be signed no later than December 20th, and received at the home office by December 31st to be accepted
  • Electronic and paper applications signed on or after January 1st, 2024, must use the new application form