Access to Cash Value with Income Advantage IUL

In addition to offering a death benefit, one of the draws of index universal life (IUL) insurance policies is the potential for greater cash value—including the ability to access the cash value for supplemental income during retirement. With Income Advantage IUL, we offer two types of loans: Standard & Index loans. And our index loan charge is one of the lowest charges on index loans in the industry. We also guarantee that the charge on an index load will never exceed 6 percent, reducing future risk to the IUL policyholder.

Read more to see how our IUL index loan works.