S&P 500 12-month average performance following first cut: Cycles since 1965

I have a attached a couple of slides from our Market Intel Exchange and our current rate sheet effective 9/18/24. Have a great week and let us know if you would like an illustration or schedule time to walk through other slides in the Market Intel Exchange that Financial Professionals are using to engage with clients on hot topics in the market.  *Sources provided in the attached MIE Document.

What has happened when the Fed cuts rates?

  • There have been 12 U.S. rate cutting cycles since 1965…
  • Stocks have on average delivered a modest 5% return in the 12 months following the initial cut…
  • However, when a recession was avoided during those 12 months, average returns were 18% higher (15% vs. –3%) than when a recession occurred.

Balanced Portfolio return expectations

  • Capital Market Expectations
  • 40/60, 50/50, 60/40 allocations
  • 1976-2023 and next 10-year predictions

Predictable Returns with 100% protection

  • Lincoln Optiblend Fixed Indexed Annuity offers:
    • 1 Year S&P 500 Performance Triggered Account currently crediting 7.75% on deposits of 100k or more when the S&P500 is flat or positive. 100% protection in a negative year.
    • 1 Year S&P 500 10% DRC Trigger account currently crediting 9.75% on deposits of 100k or more when the index is flat or up. 100% protection in a negative year.
    • Link to the Index Performance site: DRC 10 Index Site (remember above the graph change to Excess Return from Total.)