November 13, 2024

2024!

Lincoln Optiblend FIA and MYGA Rates are increasing effective Monday, 11/18:

For Optiblend FIA Rates Effective 11/18: Click Here

Excited to announce the NEW 1 Year S&P 500 10% Daily Risk Control Trigger 5- and 7-Year Lock (please see attached announcement flyer for specifics):

Adding NEW indexed accounts with a multi-year rate guarantee:
- 1 Year S&P 500 10% Daily Risk Control Trigger 5 Year Lock account to new Lincoln OptiBlend 5 and 10 contracts
- 1 Year S&P 500 10% Daily Risk Control Trigger 7 Year Lock account to new Lincoln OptiBlend 7 contracts
- *Please note that the Trigger Lock is not Available in CA. See page 2 of rate sheet for CA specific rates

I’d like to highlight the Optiblend 10 for premiums of $100k or more

*New* 1 Yr S&P 500 10% DRC 5 Year Trigger Lock = 8.00%
Fixed Account increasing to 4.15%
1 Yr S&P 500 DRC Trigger = 9.25% trigger rate on all durations for $100k premium or more
- 76% Success Rate since inception (S&P 500 Daily Risk Control 10% Index (Excess Return) Flyer) – Index just has to be flat or positive to earn the FULL RATE!
- Here is a link to the Index Performance site: DRC 10 Index Site (remember above the graph change to Excess Return from Total.)

*MYGA Rates are also increasing effective 11/18. For Premiums of $100k or more the MYGA rate is increasing to 4.55% on all available durations!

Click Here for 5 & 7 Year MYGA Rates: 5 & 7 Year MYGA Rates – Lincoln
Click Here for 10 Year MYGA Rates: 10 Year MYGA Rate – Lincoln

*Please note the MyGuarantee Plus is available for E-submission only and is NOT available in NY or CA*

Key aspects of MyGuarantee plus:

It’s “walk away” at the end of the initial surrender period, no recurring surrender period
10% penalty free withdrawals available in year one (no charge back after first 30 days)
Will accept up to $2,000,000 premium and will consider more with prior home office approval