Lincoln OptiBlend FIA: New S&P 500 Performance Trigger Accounts Launch!

Today is the day! 2 “New” Trigger Accounts are now available on OptiBlend Index Annuity!

These simple stories are sure to resonate with your financial professionals and they give you a new MYGA Alternative story that can help to enhance your revenues.

1 Year S&P 500 Dual Trigger Account

  • Finding Positive Results even in Down Markets
  • Credit the difference of the Trigger Rate in down markets (for example: 2.75% credited with the S&P 500 down 5% (7.75% – 5% =2.75% credited) with the OptiBlend 7 with a premium of $100,000 or more)
  • If the S&P 500 is flat or up, you can get that full 7.75% credited.

1 Year S&P 500 S&P 500 DRC 10% Trigger Account

  • Up to a 10.75% rate (OptiBlend 7 with a premium of $100,000 or more)
  • This rate is better than most traditional S & P 500 Cap rates.
  • Based on actual returns going back to 2009

Remember if you allocate 50% to the 1 Year S&P 500 Dual Trigger Account and 50% to the 1 Year S&P 500 10% DRC Trigger Account, the blend is 7.50% and 10.50% (OptiBlend 5 $100k+), which would generate a blended return of 9.00% when both accounts credit, and may provide a positive return in the Dual trigger even in a negative year!

Along with our other crediting strategies, you now have a portfolio of Trigger options to choose from that can help simplify the conversation!

($100K+ Premium Tier)

*Please not that the1 Year S&P 500 Dual Trigger will not be available in California until 5/20

 

OptiBlend 5

1 Year S&P 500 Dual Trigger: 7.5%

1 Year S&P 500 Performance Trigger: 8.75%

1 Year S&P 500 DRC 10% Trigger: 10.5%

 

OptiBlend 7

1 Year S&P 500 Dual Trigger: 7.75%

1 Year S&P 500 Performance Trigger: 9%

1 Year S&P 500 DRC 10% Trigger: 10.75%

 

OptiBlend 10

1 Year S&P 500 Dual Trigger: 7.5%

1 Year S&P 500 Performance Trigger: 9%

1 Year S&P 500 DRC 10% Trigger: 10.5%

 

*Reminder that we accept premium amounts up to $2 million, anything above can be considered on an exception basis