The Story Behind John Hancock’s Crediting Rate Increase

John Hancock recently announced a 30-basis-point crediting-rate increase on all our Protection UL and Protection SUL policies. With a disciplined investment strategy backed by in-depth experience, we consistently deliver leading customer value — even through challenging markets — to our Protection UL and Protection SUL policyholders.

Two key reasons for that success include: 

  • John Hancock draws on institutional investment expertise in both fixed income and alternative long duration assets. 
  • Our alternative assets include investments such as commercial real estate, farm properties and timber land, providing greater diversification than a portfolio allocated exclusively to fixed income investments. 

Learn more about all the ways John Hancock puts the needs of our customers first — and helps you stand out in offering unique customer value.