Term Application Deadline Extension

We have extended the deadline to submit applications for our Protection and Vitality Term 20 products to December 29. As such, the following products will be available until December 29:

• Protection Term 20
• Vitality Term 20
• Protection Term 23
• Vitality Term 23

After December 29, only Protection Term 23 and Vitality Term 23 will be available for quoting. See below for transition rules.

December 29, 2023 deadline requirements:

• New applications for term policies with old rates must be received by John Hancock’s home office by December 29, 2023. Applications received after December 29, 2023 will be issued with the new rates.

February 2, 2024 deadline requirements:

• To issue policies with the old rates, all pending applications must complete the formal underwriting process and all administrative requirements must be received by John Hancock by February 2, 2024.

Please note: This extension does not apply in New York. Protection and Vitality Term 23 are not approved in California.

Please include the product name, along with the product series (20 or 23), on the New Business Transmittal when submitting applications. Check your case status messages to confirm that the correct term product has been set up.