Accident Protection Insurance

Gerber Life’s Accident Protection Insurance is an accidental death and dismemberment (AD&D) policy, which provides financial protection in case of death or disabling injury caused by qualifying accidents. 

• As Little as 17 Cents a Day*
  Clients can get $50,000 to $250,000 in coverage to help cover out-of-pocket medical expenses, lost wages and more. They can also buy coverage for your spouse, from $25,000 up to the same amount as your coverage. 
• No Medical Exam Required
  Your client and their spouse are eligible to apply for up to $500,000 in combined coverage if they’re both – 18 to 69 years old. They are eligible regardless of health or occupation – no physical exam or health questions needed.  
• Rates Locked in for Life
  Coverage starts as soon as we receive the first payment. Benefits can never be reduced and your monthly premium will never increase as long as premiums are paid.