Get Less APS Requests with Horizon

We’re enhancing our Horizon Experience to significantly reduce APS requests. These enhancements will get your offers delivered quicker and streamline your business process.

APS orders are no longer required for the following age groups and face amounts:

• ages 20-50 up to $2M (implemented in May of 2021)
• ages 51-60 up to $2M (implemented in January of 2022)

When we implemented this enhancement for ages 20-50, we saw a reduction in APS requests as high as 20%. We anticipate an even greater impact for ages 51-60. 

Advisors can also expect:

• decreased cycle time
• increased instant decision rates
• increased light touch decision rates

To learn more about the seamless delivery, view this flyer or visit our underwriting resource page.