We’re updating rates on Athene products. Rate grids with current and new rates can be found below. Visit Athene Connect for additional product information or to run an illustration.
These changes will be effective with a contract date on or after October 27, 2023. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on the Forms and Materials page beginning October 27, 2023. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
Athene AccuMaxSM 7 |
Athene AccuMaxSM 7 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 7-Year PTP – S&P 500® (Par Rate) | High Band:
($100,000+) | 95% | 100% | ▲ 5% | Low Band:
(Up to $100,000) | 90% | 95% | ▲ 5% | 7-Year PTP1 – AI Powered Multi-Asset (Par Rate) | High Band:
($100,000+) | 355% | 475% | ▲ 120% | Low Band:
(Up to $100,000) | 340% | 450% | ▲ 110% | 7-Year PTP1 – Shiller Barclays CAPE® Allocator 6 (Par Rate) | High Band:
($100,000+) | 405% | 495% | ▲ 90% | Low Band:
(Up to $100,000) | 395% | 470% | ▲ 75% | 7-Year Annual Interval Sum – S&P 500® (Par Rate) | High Band:
($100,000+) | 80% | 85% | ▲ 5% | Low Band:
(Up to $100,000) | 75% | 80% | ▲ 5% | Floor Rate: | -10% | No Change | 0.00% | 1-Year PTP1 – AI Powered Multi‑Assset (Par Rate) | High Band:
($100,000+) | 155% | 185% | ▲ 30% | Low Band:
(Up to $100,000) | 150% | 180% | ▲ 30% | 1-Year PTP1 – Shiller Barclays CAPE® Allocator 6 (Par Rate) | High Band:
($100,000+) | 150% | 175% | ▲ 25% | Low Band:
(Up to $100,000) | 145% | 170% | ▲ 25% | Fixed | High Band:
($100,000+) | 4.00% | 4.65% | ▲ 0.65% | Low Band:
(Up to $100,000) | 3.90% | 4.55% | ▲ 0.65% | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. |
|
Athene MaxRate® |
Athene MaxRate® 3, 5 and 7 Crediting RatesMulti-Year and 1-Year Fixed Strategy 1 | | Most States | AK, CA, CT, DE, HI, ID, MD, MN, MO, NJ, NV, OH, OK, OR, PA, SC, TX, UT & WA | Product Term | Premium Band | Current | New | Change | Current | New | Change | 3-Year | High Band:
($100,000+) | 5.25% | 5.75% | ▲ 0.50% | 5.25% | 5.75% | ▲ 0.50% | Low Band:
(Up to $100,000) | 4.80% | 5.50% | ▲ 0.70% | 4.80% | 5.50% | ▲ 0.70% | 5-Year | High Band:
($100,000+) | 5.50% | 6.15% | ▲ 0.65% | 5.45% | 6.10% | ▲ 0.65% | Low Band:
(Up to $100,000) | 5.00% | 5.65% | ▲ 0.65% | 4.95% | 5.60% | ▲ 0.65% | 7-Year | High Band:
($100,000+) | 5.50% | 6.15% | ▲ 0.65% | 5.45% | 6.10% | ▲ 0.65% | Low Band:
(Up to $100,000) | 5.00% | 5.80% | ▲ 0.80% | 4.95% | 5.75% | ▲ 0.80% | 1 The Multi-Year Fixed Strategy interest rate applies to the Initial Premium and the 1-Year Fixed Strategy interest rate applies to Additional Premium. |
|
Athene Performance Elite® 15 |
Athene Performance Elite® 15 Crediting RatesCrediting Strategy | With Fee | No Fee | | Current | New | Change | Current | New | Change | Annual Strategy Charge Rate | 1.25% | No Change | 0.00% | 0.00% | No Change | 0.00% | 2-Year PTP 1 – AI Global Opportunities (Par Rate) | 225% | 255% | ▲ 30% | 180% | 200% | ▲ 20% | 2-Year PTP 1 – AI Powered US Equity (Par Rate) | 255% | 285% | ▲ 30% | 200% | 225% | ▲ 25% | 2-Year PTP 1 – BNP (Par Rate) | 330% | 360% | ▲ 30% | 260% | 285% | ▲ 25% | 2-Year PTP 1,2 – Nasdaq FC (Par Rate) | 215% | 235% | ▲ 20% | 170% | 185% | ▲ 15% | 2-Year PTP 1 – S&P 500® FC (Par Rate) | 150% | 165% | ▲ 15% | 120% | 130% | ▲ 10% | 2-Year PTP 1 – UBS Innovative Balanced (Par Rate) | 225% | 255% | ▲ 30% | 180% | 200% | ▲ 20% | 1-Year PTP 1 – AI Global Opportunities (Par Rate) | 170% | 185% | ▲ 15% | 135% | 145% | ▲ 10% | 1-Year PTP 1 – AI Powered US Equity (Par Rate) | 195% | 210% | ▲ 15% | 155% | 165% | ▲ 10% | 1-Year PTP 1 – BNP (Par Rate) | 245% | 260% | ▲ 15% | 195% | 205% | ▲ 10% | 1-Year PTP 1,2 – Nasdaq FC (Par Rate) | 140% | 150% | ▲ 10% | 110% | 120% | ▲ 10% | 1-Year PTP 1 – S&P 500® FC (Par Rate) | 112% | 115% | ▲ 3% | 90% | 92% | ▲ 2% | 1-Year PTP 1 – UBS Innovative Balanced (Par Rate) | 170% | 185% | ▲ 15% | 135% | 145% | ▲ 10% | 1-Year PTP – S&P 500® (Cap) | 11.50% | 12.25% | ▲ 0.75% | 9.00% | 9.25% | ▲ 0.25% | Fixed | 4.10% | 4.50% | ▲ 0.40% | N/A | N/A | N/A | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
Athene Performance Elite® 10 |
Athene Performance Elite® 10 Crediting RatesCrediting Strategy | With Fee | No Fee | | | Current | New | Change | Current | New | Change | Annual Strategy Charge Rate | 1.25% | No Change | 0.00% | 0.00% | No Change | 0.00% | 2-Year PTP1 – AI Global Opportunities (Par Rate) | 195% | 225% | ▲ 30% | 145% | 175% | ▲ 30% | 2-Year PTP1 – AI Powered US Equity (Par Rate) | 235% | 250% | ▲ 15% | 180% | 190% | ▲ 10% | 2-Year PTP1 – BNP (Par Rate) | 290% | 315% | ▲ 25% | 220% | 240% | ▲ 20% | 2-Year PTP 1,2 – Nasdaq FC (Par Rate) | 190% | 205% | ▲ 15% | 145% | 155% | ▲ 10% | 2-Year PTP 1 – S&P 500® FC (Par Rate) | 130% | 145% | ▲ 15% | 100% | 110% | ▲ 10% | 2-Year PTP 1 – UBS Innovative Balanced (Par Rate) | 195% | 225% | ▲ 30% | 145% | 175% | ▲ 30% | 1-Year PTP1 – AI Global Opportunities (Par Rate) | 145% | 160% | ▲ 15% | 110% | 125% | ▲ 15% | 1-Year PTP1 – AI Powered US Equity (Par Rate) | 175% | 180% | ▲ 5% | 135% | 140% | ▲ 5% | 1-Year PTP1 – BNP (Par Rate) | 210% | 225% | ▲ 15% | 160% | 175% | ▲ 15% | 1-Year PTP1,2 – Nasdaq FC (Par Rate) | 125% | 130% | ▲ 5% | 93% | 100% | ▲ 7% | 1-Year PTP1 – S&P 500® FC (Par Rate) | 95% | 105% | ▲ 10% | 72% | 80% | ▲ 8% | 1-Year PTP1 – UBS Innovative Balanced (Par Rate) | 145% | 160% | ▲ 15% | 110% | 125% | ▲ 15% | 1-Year PTP – S&P 500® (Cap) | 8.25% | 8.50% | ▲ 0.25% | 10.75% | 11.25% | ▲ 0.50% | Fixed | 3.60% | 3.80% | ▲ 0.20% | N/A | N/A | N/A | Fixed – CA | 3.00% | No Change | 0.00% | N/A | N/A | N/A | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
Athene Performance Elite® 7 |
Athene Performance Elite® 7 Crediting RatesCrediting Strategy | With Fee | No Fee | | Current | New | Change | Current | New | Change | Annual Strategy Charge Rate | 1.25% | No Change | 0.00% | 0.00% | No Change | 0.00% | 2-Year PTP1 – AI Global Opportunities (Par Rate) | 240% | 275% | ▲ 35% | 195% | 220% | ▲ 25% | 2-Year PTP1 – AI Powered US Equity (Par Rate) | 285% | 305% | ▲ 20% | 225% | 245% | ▲ 20% | 2-Year PTP1 – BNP (Par Rate) | 360% | 390% | ▲ 30% | 290% | 315% | ▲ 25% | 2-Year PTP1,2 – Nasdaq FC (Par Rate) | 240% | 255% | ▲ 15% | 190% | 205% | ▲ 15% | 2-Year PTP1 – S&P 500® FC (Par Rate) | 165% | 180% | ▲ 15% | 135% | 145% | ▲ 10% | 2-Year PTP1 – UBS Innovative Balanced (Par Rate) | 240% | 275% | ▲ 35% | 195% | 220% | ▲ 25% | 1-Year PTP1 – AI Global Opportunities (Par Rate) | 185% | 200% | ▲ 15% | 150% | 160% | ▲ 10% | 1-Year PTP1 – AI Powered US Equity (Par Rate) | 215% | 225% | ▲ 10% | 175% | 180% | ▲ 5% | 1-Year PTP1 – BNP (Par Rate) | 265% | 280% | ▲ 15% | 215% | 225% | ▲ 10% | 1-Year PTP1,2 – Nasdaq FC (Par Rate) | 155% | 160% | ▲ 5% | 125% | 130% | ▲ 5% | 1-Year PTP1 – S&P 500® FC (Par Rate) | 122% | 125% | ▲ 3% | 100% | 102% | ▲ 2% | 1-Year PTP1 – UBS Innovative Balanced (Par Rate) | 185% | 200% | ▲ 15% | 150% | 160% | ▲ 10% | 1-Year PTP – S&P 500® (Cap) | 10.25% | 10.75% | ▲ 0.50% | 13.00% | 14.00% | ▲ 1.00% | Fixed | 4.60% | 5.00% | ▲ 0.40% | N/A | N/A | N/A | Fixed – CA | 3.00% | No Change | 0.00% | N/A | N/A | N/A | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
