We’re updating rates on Athene products. Rate grids with current and new rates can be found below. Visit Athene Connect for additional product information or to run an illustration.
These changes will be effective with a contract date on or after September 30, 2022. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on the Forms and Materials page beginning September 30, 2022. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
Athene AccumulatorSM 10 |
Athene AccumulatorSM 10 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 285% | 305% | ▲ 20.00% | Low Band:
(Up to $100,000) | 265% | 285% | ▲ 20.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 205% | 220% | ▲ 15.00% | Low Band:
(Up to $100,000) | 190% | 205% | ▲ 15.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 185% | 200% | ▲ 15.00% | Low Band:
(Up to $100,000) | 170% | 185% | ▲ 15.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 117% | 125% | ▲ 8.00% | Low Band:
(Up to $100,000) | 110% | 120% | ▲ 10.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 230% | 245% | ▲ 15.00% | Low Band:
(Up to $100,000) | 215% | 230% | ▲ 15.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 170% | 180% | ▲ 10.00% | Low Band:
(Up to $100,000) | 160% | 170% | ▲ 10.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%™ Index TR (Total Return) (Par Rate) | High Band:
($100,000+) | 107% | 112% | ▲ 5.00% | Low Band:
(Up to $100,000) | 102% | 107% | ▲ 5.00% | 1-Year PTP – S&P 500® (Cap) | High Band:
($100,000+) | 9.75% | 10.25% | ▲ 0.50% | Low Band:
(Up to $100,000) | 9.00% | 9.50% | ▲ 0.50% | Bailout Cap Rate | 5.00% | No Change | 0.00% | Fixed | High Band:
($100,000+) | 3.00% | No Change | 0.00% | Low Band:
(Up to $100,000) | 2.90% | No Change | 0.00% | Minimum Interest Credit3 | 5.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 Not available in CA. |
|
Athene AccumulatorSM 7 |
Athene AccumulatorSM 7 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 280% | 300% | ▲ 20.00% | Low Band:
(Up to $100,000) | 255% | 275% | ▲ 20.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 195% | 210% | ▲ 15.00% | Low Band:
(Up to $100,000) | 180% | 195% | ▲ 15.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 180% | 195% | ▲ 15.00% | Low Band:
(Up to $100,000) | 165% | 180% | ▲ 15.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 115% | 125% | ▲ 10.00% | Low Band:
(Up to $100,000) | 105% | 115% | ▲ 10.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 225% | 240% | ▲ 15.00% | Low Band:
(Up to $100,000) | 210% | 225% | ▲ 15.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 165% | 175% | ▲ 10.00% | Low Band:
(Up to $100,000) | 155% | 165% | ▲ 10.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%™ Index TR (Total Return) (Par Rate) | High Band:
($100,000+) | 105% | 110% | ▲ 5.00% | Low Band:
(Up to $100,000) | 97% | 102% | ▲ 5.00% | 1-Year PTP – S&P 500® (Cap) | High Band:
($100,000+) | 9.50% | 10.00% | ▲ 0.50% | Low Band:
(Up to $100,000) | 8.75% | 9.25% | ▲ 0.50% | Bailout Cap Rate | 5.00% | No Change | 0.00% | Fixed | High Band:
($100,000+) | 2.95% | 3.00% | ▲ 0.05% | Low Band:
(Up to $100,000) | 2.85% | 2.90% | ▲ 0.05% | Minimum Interest Credit3 | 3.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 Not available in CA. |
|
Athene AccumulatorSM 5 |
Athene AccumulatorSM 5 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 265% | 285% | ▲ 20.00% | Low Band:
(Up to $100,000) | 240% | 260% | ▲ 20.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 190% | 205% | ▲ 15.00% | Low Band:
(Up to $100,000) | 175% | 190% | ▲ 15.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 170% | 185% | ▲ 15.00% | Low Band:
(Up to $100,000) | 155% | 170% | ▲ 15.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 110% | 120% | ▲ 10.00% | Low Band:
(Up to $100,000) | 100% | 110% | ▲ 10.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 215% | 230% | ▲ 15.00% | Low Band:
(Up to $100,000) | 195% | 210% | ▲ 15.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 160% | 170% | ▲ 10.00% | Low Band:
(Up to $100,000) | 145% | 155% | ▲ 10.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%™ Index TR (Total Return) (Par Rate) | High Band:
($100,000+) | 102% | 107% | ▲ 5.00% | Low Band:
(Up to $100,000) | 92% | 97% | ▲ 5.00% | 1-Year PTP – S&P 500® (Cap) | High Band:
($100,000+) | 9.00% | 9.50% | ▲ 0.50% | Low Band:
(Up to $100,000) | 8.25% | 8.75% | ▲ 0.50% | Bailout Cap Rate | 5.00% | No Change | 0.00% | Fixed | High Band:
($100,000+) | 2.90% | 3.00% | ▲ 0.10% | Low Band:
(Up to $100,000) | 2.75% | 2.85% | ▲ 0.10% | Minimum Interest Credit3 | 2.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 Not available in CA. |
|
Athene AgilitySM 10 |
Athene AgilitySM 10 Crediting RatesCrediting Strategy | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | 145% | 160% | ▲ 15.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | 105% | 115% | ▲ 10.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 90% | 100% | ▲ 10.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 60% | 65% | ▲ 5.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 115% | 130% | ▲ 15.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 87% | 100% | ▲ 13.00% | 2-Year PTP – S&P 500® (Cap) | 9.25% | 10.00% | ▲ 0.75% | 1-Year PTP – S&P 500® (Cap) | 4.50% | 5.00% | ▲ 0.50% | Bailout Cap Rate | 0.50% | No Change | 0.00% | Fixed | 2.05% | 2.30% | ▲ 0.25% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
Athene AgilitySM 7 |
Athene AgilitySM 7 Crediting RatesCrediting Strategy | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | 130% | 145% | ▲ 15.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | 95% | 105% | ▲ 10.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 82% | 90% | ▲ 8.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 55% | 60% | ▲ 5.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 105% | 120% | ▲ 15.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 80% | 90% | ▲ 10.00% | 2-Year PTP – S&P 500® (Cap) | 8.75% | 9.50% | ▲ 0.75% | 1-Year PTP – S&P 500® (Cap) | 4.25% | 4.75% | ▲ 0.50% | Bailout Cap Rate | 0.50% | No Change | 0.00% | Fixed | 1.90% | 2.15% | ▲ 0.25% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
Athene AscentSM Pro 10 Bonus |
Athene AscentSM Pro 10 Bonus Payout Factors| | Single Life1 Lifetime Income Withdrawal Percentages | Level2 (Current & Guaranteed) | Earnings Indexed2 (Current & Guaranteed) | Inflation2,3 (Guaranteed) | Attained Age: | Current | New | Change | Current | New | Change | Current | New | Change | 50-54 | 3.95% | 4.20% | ▲ 0.25% | 3.00% | 3.10% | ▲ 0.10% | 1.77% | 1.89% | ▲ 0.12% | 55-59 | 3.95%+ | 4.20%+ | ▲ 0.25% | 3.00%+ | 3.10%+ | ▲ 0.10% | 1.77%+ | 1.89%+ | ▲ 0.12% | 60-64 | 4.45%+ | 4.70%+ | ▲ 0.25% | 3.50%+ | 3.60%+ | ▲ 0.10% | 2.00%+ | 2.11%+ | ▲ 0.11% | 65-69 | 4.95%+ | 5.20%+ | ▲ 0.25% | 4.00%+ | 4.10%+ | ▲ 0.10% | 2.22%+ | 2.34%+ | ▲ 0.12% | 70-74 | 5.45%+ | 5.75%+ | ▲ 0.30% | 4.50%+ | 4.65%+ | ▲ 0.15% | 2.45%+ | 2.58%+ | ▲ 0.13% | 75-79 | 5.95%+ | 6.55%+ | ▲ 0.60% | 5.00%+ | 5.45%+ | ▲ 0.45% | 2.67%+ | 2.94%+ | ▲ 0.27% | 80-84 | 6.45%+ | 7.45%+ | ▲ 1.00% | 5.50%+ | 6.35%+ | ▲ 0.85% | 2.90%+ | 3.35%+ | ▲ 0.45% | 85-89 | 6.95%+ | 7.95%+ | ▲ 1.00% | 6.00%+ | 6.85%+ | ▲ 0.85% | 3.12%+ | 3.57%+ | ▲ 0.45% | 90+ | 7.45% | 8.45% | ▲ 1.00% | 6.50% | 7.35% | ▲ 0.85% | 3.35% | 3.80% | ▲ 0.45% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage will increase by 0.10% for attained ages 55-69 and 80-90, 0.15% for attained ages 70-74, 0.20% for attained ages 75-79 each year for the Level and Earnings Indexed options. The Lifetime Income Withdrawal Percentage will increase by 0.045% for attained ages 55-69 and 80-90, 0.0675% for attained ages 70-74, 0.09% for attained ages 75-79 each year for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
|
Athene AscentSM Pro 10 |
Athene AscentSM Pro 10 Payout Factors| | Single Life1 Lifetime Income Withdrawal Percentages | Level2 (Current & Guaranteed) | Earnings Indexed2 (Current & Guaranteed) | Inflation2,3 (Guaranteed) | Attained Age: | Current | New | Change | Current | New | Change | Current | New | Change | 50-54 | 4.05% | 4.30% | ▲ 0.25% | 3.00% | 3.00% | 0.00% | 1.82% | 1.93% | ▲ 0.11% | 55-59 | 4.05%+ | 4.30%+ | ▲ 0.25% | 3.00%+ | 3.00%+ | 0.00% | 1.82%+ | 1.93%+ | ▲ 0.11% | 60-64 | 4.55%+ | 4.80%+ | ▲ 0.25% | 3.50%+ | 3.50%+ | 0.00% | 2.04%+ | 2.16%+ | ▲ 0.12% | 65-69 | 5.05%+ | 5.30%+ | ▲ 0.25% | 4.00%+ | 4.00%+ | 0.00% | 2.27%+ | 2.38%+ | ▲ 0.11% | 70-74 | 5.55%+ | 5.85%+ | ▲ 0.30% | 4.50%+ | 4.55%+ | ▲ 0.05% | 2.49%+ | 2.63%+ | ▲ 0.14% | 75-79 | 6.05%+ | 6.65%+ | ▲ 0.60% | 5.00%+ | 5.35%+ | ▲ 0.35% | 2.72%+ | 2.99%+ | ▲ 0.27% | 80-84 | 6.55%+ | 7.55%+ | ▲ 1.00% | 5.50%+ | 6.25%+ | ▲ 0.75% | 2.94%+ | 3.39%+ | ▲ 0.45% | 85-89 | 7.05%+ | 8.05%+ | ▲ 1.00% | 6.00%+ | 6.75%+ | ▲ 0.75% | 3.17%+ | 3.62%+ | ▲ 0.45% | 90+ | 7.55% | 8.55% | ▲ 1.00% | 6.50% | 7.25% | ▲ 0.75% | 3.39% | 3.84% | ▲ 0.45% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage will increase by 0.10% for attained ages 55-69 and 80-90, 0.15% for attained ages 70-74, 0.20% for attained ages 75-79 each year for the Level and Earnings Indexed options. The Lifetime Income Withdrawal Percentage will increase by 0.045% for attained ages 55-69 and 80-90, 0.0675% for attained ages 70-74, 0.09% for attained ages 75-79 each year for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
|
Athene AscentSM Pro 7 |
Athene AscentSM Pro 7 Payout Factors| | Single Life1 Lifetime Income Withdrawal Percentages | Level2 (Current & Guaranteed) | Earnings Indexed2 (Current & Guaranteed) | Inflation2,3 (Guaranteed) | Attained Age: | Current | New | Change | Current | New | Change | Current | New | Change | 50-54 | 4.05% | 4.30% | ▲ 0.25% | 3.00% | 3.10% | ▲ 0.10% | 1.82% | 1.93% | ▲ 0.11% | 55-59 | 4.05%+ | 4.30%+ | ▲ 0.25% | 3.00%+ | 3.10%+ | ▲ 0.10% | 1.82%+ | 1.93%+ | ▲ 0.11% | 60-64 | 4.55%+ | 4.80%+ | ▲ 0.25% | 3.50%+ | 3.60%+ | ▲ 0.10% | 2.04%+ | 2.16%+ | ▲ 0.12% | 65-69 | 5.05%+ | 5.30%+ | ▲ 0.25% | 4.00%+ | 4.10%+ | ▲ 0.10% | 2.27%+ | 2.38%+ | ▲ 0.11% | 70-74 | 5.55%+ | 5.85%+ | ▲ 0.30% | 4.50%+ | 4.65%+ | ▲ 0.15% | 2.49%+ | 2.63%+ | ▲ 0.14% | 75-79 | 6.05%+ | 6.65%+ | ▲ 0.60% | 5.00%+ | 5.45%+ | ▲ 0.45% | 2.72%+ | 2.99%+ | ▲ 0.27% | 80-84 | 6.55%+ | 7.55%+ | ▲ 1.00% | 5.50%+ | 6.35%+ | ▲ 0.85% | 2.94%+ | 3.39%+ | ▲ 0.45% | 85-89 | 7.05%+ | 8.05%+ | ▲ 1.00% | 6.00%+ | 6.85%+ | ▲ 0.85% | 3.17%+ | 3.62%+ | ▲ 0.45% | 90+ | 7.55% | 8.55% | ▲ 1.00% | 6.50% | 7.35% | ▲ 0.85% | 3.39% | 3.84% | ▲ 0.45% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage will increase by 0.10% for attained ages 55-69 and 80-90, 0.15% for attained ages 70-74, 0.20% for attained ages 75-79 each year for the Level and Earnings Indexed options. The Lifetime Income Withdrawal Percentage will increase by 0.045% for attained ages 55-69 and 80-90, 0.0675% for attained ages 70-74, 0.09% for attained ages 75-79 each year for the Inflation option. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
|
Athene ProtectorSM 7 |
Athene ProtectorSM 7 Crediting RatesCrediting Strategy | Current | New | Change | 1-Year No Cap PTP1 – BNP (Par Rate) | 190% | 200% | ▲ 10.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 102% | 107% | ▲ 5.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 110% | 120% | ▲ 10.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 160% | 170% | ▲ 10.00% | 1-Year PTP – S&P 500® (Cap) | 9.00% | 9.50% | ▲ 0.50% | Bailout Cap Rate | 4.50% | No Change | 0.00% | Fixed | 2.90% | 3.00% | ▲ 0.10% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
Athene ProtectorSM 5 |
Athene ProtectorSM 5 Crediting RatesCrediting Strategy | Current | New | Change | 1-Year No Cap PTP1 – BNP (Par Rate) | 175% | 185% | ▲ 10.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 92% | 97% | ▲ 5.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 100% | 110% | ▲ 10.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 145% | 155% | ▲ 10.00% | 1-Year PTP – S&P 500® (Cap) | 8.25% | 8.75% | ▲ 0.50% | Bailout Cap Rate | 4.50% | No Change | 0.00% | Fixed | 2.75% | 3.00% | ▲ 0.25% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
Rates are subject to change at any time.
