Rates Rise on Select Athene Products Effective 09/29/23

¹ The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.

² The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month.

³ The Minimum Interest Credit is not available in CA.

¹ Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage.

² The Lifetime Income Withdrawal Percentage may increase for each attained age between 50-90, as indicated by the “+” in the grid. These increases may vary by age and income option. Please see the Lifetime Income Withdrawal Percentages sales piece for a full list of payout factors for all ages and Income Options.

³ Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income.