Rates Rise for Select Athene Products Effective 03/19/21
Great news! Rates are rising on select Athene products. Rate grids with current and new rates can be found below. You can also visit Athene Connect for additional product information.
These changes will be effective with a contract date on or after March 19, 2021. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on Athene Connect beginning March 19, 2021. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
Athene AccumulatorSM 10 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65223
- Idaho: Form 65301
- Oregon: Form 65283
| Athene Accumulator 10 | |||
|---|---|---|---|
| Strategy Crediting Rates | Premium Band |
Current | New |
| 2-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
100% | 115% |
| Low Band: Up to $100,000 |
95% | 105% | |
| 1-Year No Cap PTP1 – BNP (Par Rate) | High Band: $100,000+ |
75% | 85% |
| Low Band: Up to $100,000 |
70% | 80% | |
| 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
70% | 80% |
| Low Band: Up to $100,000 |
65% | 72% | |
| 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band: $100,000+ |
45% | 52% |
| Low Band: Up to $100,000 |
42% | 47% | |
| 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
80% | 90% |
| Low Band: Up to $100,000 |
75% | 85% | |
| 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band: $100,000+ |
60% | 70% |
| Low Band: Up to $100,000 |
57% | 65% | |
| 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | High Band: $100,000+ |
60% | 75% |
| Low Band: Up to $100,000 |
55% | 72% | |
| 1-Year PTP – S&P 500® (Cap) | High Band: $100,000+ |
4.00% | 4.50% |
| Low Band: Up to $100,000 |
3.75% | 4.25% | |
| Bailout Cap Rate | 3.00% | 3.50% | |
| Fixed | High Band: $100,000+ |
1.65% | 1.90% |
| Low Band: Up to $100,000 |
1.45% | 1.70% | |
| Minimum Interest Credit | 5.00% | No Change | |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene AccumulatorSM 7 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65222
- Idaho: Form 65300
- Oregon: Form 65282
|
Athene Accumulator 7 |
|||
|---|---|---|---|
|
Strategy Crediting Rates |
Premium |
Current |
New |
|
2-Year No Cap PTP1 – BNP (Par Rate) |
High Band: |
85% |
100% |
|
Low Band: |
75% |
90% |
|
|
1-Year No Cap PTP1 – BNP (Par Rate) |
High Band: |
65% |
75% |
|
Low Band: |
55% |
65% |
|
|
2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) |
High Band: |
60% |
70% |
|
Low Band: |
50% |
60% |
|
|
1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) |
High Band: |
40% |
45% |
|
Low Band: |
35% |
40% |
|
|
2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
High Band: |
70% |
80% |
|
Low Band: |
60% |
70% |
|
|
1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
High Band: |
55% |
60% |
|
Low Band: |
45% |
55% |
|
|
1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) |
High Band: |
52% |
70% |
|
Low Band: |
47% |
60% |
|
|
1-Year PTP – S&P 500® (Cap) |
High Band: |
3.50% |
4.00% |
|
Low Band: |
3.00% |
3.50% |
|
|
Bailout Cap Rate |
|
2.50% |
3.00% |
|
Fixed |
High Band: |
1.35% |
1.65% |
|
Low Band: |
1.10% |
1.35% |
|
|
Minimum Interest Credit |
|
3.00% |
No Change |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene AccumulatorSM 5 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 65221
- Idaho: Form 65299
- Oregon: Form 65281
|
Athene Accumulator 5 |
|||
|---|---|---|---|
|
Strategy Crediting Rates |
Premium |
Current |
New |
|
2-Year No Cap PTP1 – BNP (Par Rate) |
High Band: |
80% |
95% |
|
Low Band: |
65% |
80% |
|
|
1-Year No Cap PTP1 – BNP (Par Rate) |
High Band: |
60% |
70% |
|
Low Band: |
50% |
60% |
|
|
2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) |
High Band: |
55% |
65% |
|
Low Band: |
45% |
55% |
|
|
1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) |
High Band: |
37% |
42% |
|
Low Band: |
30% |
37% |
|
|
2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
High Band: |
65% |
75% |
|
Low Band: |
55% |
65% |
|
|
1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
High Band: |
50% |
57% |
|
Low Band: |
40% |
50% |
|
|
1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) |
High Band: |
50% |
65% |
|
Low Band: |
45% |
55% |
|
|
1-Year PTP – S&P 500® (Cap) |
High Band: |
3.25% |
3.75% |
|
Low Band: |
2.75% |
3.25% |
|
|
Bailout Cap Rate |
|
2.00% |
2.50% |
|
Fixed |
High Band: |
1.20% |
1.45% |
|
Low Band: |
1.00% |
1.25% |
|
|
Minimum Interest Credit |
|
2.00% |
No Change |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene AgilitySM 10 Benefit Base Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 35001
- Idaho: Form 35087
- Oregon: Form 35084
|
Benefit Base Bonus |
||
|---|---|---|
|
|
Current |
New |
|
Agility 10 |
15% |
20% |
Athene AgilitySM 7 Benefit Base Bonus
Download our Product Guide for rates and state approvals.
- Most states: Form 35002
- Idaho: Form 35088
- Oregon: Form 35085
|
Benefit Base Bonus |
||
|---|---|---|
|
|
Current |
New |
|
Agility 7 |
15% |
20% |
Athene Agility [GEN (09/15) NB], Income and Death Benefit Rider [IR (06/18)] and Enhanced Income Benefit Endorsement [EIBR (06/18)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificates of Disclosure for details. Products not available in all states.
Athene Performance Elite® 15 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 68071
|
Athene Performance Elite 15 (Base and Plus) |
||||
|---|---|---|---|---|
|
Crediting Strategy |
No Fee |
With Fee |
||
|
|
Current |
New |
Current |
New |
|
Segment Fee |
0.00% |
No Change |
1.75% |
No Change |
|
2-Year No Cap PTP1 – BNP (Par Rate) |
100% |
110% |
195% |
210% |
|
1-Year No Cap PTP1 – BNP (Par Rate) |
70% |
80% |
140% |
150% |
|
2-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) |
80% |
82% |
145% |
147% |
|
1-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) |
50% |
52% |
95% |
97% |
|
2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
95% |
97% |
170% |
172% |
|
1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
70% |
72% |
130% |
132% |
|
2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%TM Index TR (Total Return) (Par Rate) |
45% |
60% |
95% |
115% |
|
1-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%TM Index TR (Total Return) (Par Rate) |
35% |
45% |
75% |
85% |
|
1-Year PTP – S&P 500® (Cap) |
4.00% |
4.25% |
7.50% |
7.75% |
|
Fixed |
1.50% |
1.65% |
N/A |
No Change |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene Performance Elite® 10 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 68069
- Idaho and Oregon: Form 68116
|
Athene Performance Elite 10 (Base and Plus) |
||||
|---|---|---|---|---|
|
Crediting Strategy |
No Fee |
With Fee |
||
|
|
Current |
New |
Current |
New |
|
Segment Fee |
0.00% |
No Change |
1.75% |
No Change |
|
2-Year No Cap PTP1 – BNP (Par Rate) |
90% |
95% |
185% |
195% |
|
1-Year No Cap PTP1 – BNP (Par Rate) |
65% |
70% |
135% |
140% |
|
2-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) |
60% |
65% |
130% |
132% |
|
1-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) |
40% |
45% |
85% |
87% |
|
2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
70% |
80% |
150% |
155% |
|
1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
55% |
60% |
115% |
117% |
|
2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%TM Index TR (Total Return) (Par Rate) |
40% |
55% |
90% |
110% |
|
1-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%TM Index TR (Total Return) (Par Rate) |
30% |
40% |
70% |
80% |
|
1-Year PTP – S&P 500® (Cap) |
3.25% |
3.50% |
6.75% |
7.00% |
|
Fixed |
1.30% |
1.45% |
N/A |
No Change |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene Performance Elite® 7 Crediting Rates
Download our Product Guide for rates and state approvals.
- Most states: Form 68070
- Idaho: Form 68221
- Oregon: Form 68117
|
Athene Performance Elite 7 (Base and Plus) |
||||
|---|---|---|---|---|
|
Crediting Strategy |
No Fee |
With Fee |
||
|
|
Current |
New |
Current |
New |
|
Segment Fee |
0.00% |
No Change |
1.75% |
No Change |
|
2-Year No Cap PTP1 – BNP (Par Rate) |
90% |
95% |
185% |
195% |
|
1-Year No Cap PTP1 – BNP (Par Rate) |
65% |
70% |
135% |
140% |
|
2-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) |
60% |
65% |
130% |
132% |
|
1-Year No Cap PTP1, 2 – Nasdaq FC (Par Rate) |
40% |
45% |
85% |
87% |
|
2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
70% |
80% |
150% |
155% |
|
1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) |
55% |
60% |
115% |
117% |
|
2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%TM Index TR (Total Return) (Par Rate) |
40% |
55% |
90% |
110% |
|
1-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%TM Index TR (Total Return) (Par Rate) |
30% |
40% |
70% |
80% |
|
1-Year PTP – S&P 500® (Cap) |
3.25% |
3.50% |
6.75% |
7.00% |
|
Fixed |
1.30% |
1.45% |
N/A |
No Change |
1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited.
2 The Index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the Index if it rises beyond this limit within a month.
Athene Performance Elite [GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12)] Athene Performance Elite Plus [BONUS (04/17)] and Enhanced Liquidity Rider [ICC15 PEPR (11/14)] or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.