National
Application deadlines
In order to receive current rates:
- The application must be signed on or before July 5, 2024.
- For electronic applications submitted on AnnuityNet or Affirm, the application signed date is determined by the final date you submit the electronic order to your back office. Please note, physical signature dates will not be utilized.
- The application must be received at Athene* by market close (3 p.m. CT) on July 19, 2024.
- If your back office requires the use of an order entry platform, Athene must receive the electronic order by market close (3 p.m. CT) on July 19, 2024. Copies of the paper application without the electronic order will not hold the current rates.
- If the application is being funded from a firm brokerage account, your firm must be able to submit both the funds and electronic application by market close (3 p.m. CT) on July 19, 2024.
- The contract must be in good order, suitability review complete (if applicable) and all funds received at Athene* by market close (3 p.m. CT) on September 4, 2024.
* Please Note: Athene’s rate lock period begins on the rate change effective date. If you submit applications through your firm’s back office, please allow for additional processing time in order to meet the deadlines listed above.
Revised materials will be available on the Forms and Materials page beginning July 6, 2024. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
| Athene AccuMaxSM 7 |
Athene AccuMaxSM 7 Crediting Rates| Crediting Strategy | Premium Band | Current | New | Change | | 7-Year PTP – S&P 500® (Par Rate) | High Band:
($100,000+) | 100% | 95% | ▼ 5% | Low Band:
(Up to $100,000) | 95% | 90% | ▼ 5% | | 7-Year PTP1 – AI Powered Multi-Asset (Par Rate) | High Band:
($100,000+) | 455% | 440% | ▼ 15% | Low Band:
(Up to $100,000) | 435% | 420% | ▼ 15% | | 7-Year PTP1 – Shiller Barclays CAPE® Allocator 6 (Par Rate) | High Band:
($100,000+) | 480% | 465% | ▼ 15% | Low Band:
(Up to $100,000) | 455% | 440% | ▼ 15% | | 7-Year Annual Interval Sum – S&P 500® (Par Rate) | High Band:
($100,000+) | 85% | 80% | ▼ 5% | Low Band:
(Up to $100,000) | 80% | 75% | ▼ 5% | | Floor Rate: | -10% | No Change | 0.00% | | 1-Year PTP1 – AI Powered Multi‑Assset (Par Rate) | High Band:
($100,000+) | 165% | 155% | ▼ 10% | Low Band:
(Up to $100,000) | 160% | 145% | ▼ 15% | | 1-Year PTP1 – Shiller Barclays CAPE® Allocator 6 (Par Rate) | High Band:
($100,000+) | 155% | 145% | ▼ 10% | Low Band:
(Up to $100,000) | 150% | 135% | ▼ 15% | | Fixed | High Band:
($100,000+) | 4.15% | 3.95% | ▼ 0.20% | Low Band:
(Up to $100,000) | 4.00% | 3.70% | ▼ 0.30% | | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. |
|
| Athene AgilitySM 10 |
Athene AgilitySM 10 Benefit Base Bonus| Current | New | Change | | 45% | 40% | ▼ 5% |
|
Athene AgilitySM 10 Payout Factors| | Single1 Lifetime Income Withdrawal Percentages | | | Earnings Indexed2 (Current & Guaranteed) | | Attained Age: | Current | New | Change | | 50-54 | 2.85%+ | 2.45%+ | ▼ 0.40% | | 55-59 | 2.85%+ | 2.45%+ | ▼ 0.40% | | 60-64 | 3.85%+ | 3.45%+ | ▼ 0.40% | | 65-69 | 4.85%+ | 4.45%+ | ▼ 0.40% | | 70-74 | 5.35%+ | 4.95%+ | ▼ 0.40% | | 75-79 | 5.85%+ | 5.45%+ | ▼ 0.40% | | 80-84 | 6.35%+ | 5.95%+ | ▼ 0.40% | | 85-89 | 6.35%+ | 5.95%+ | ▼ 0.40% | | 90+ | 6.35% | 5.95% | ▼ 0.40% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage may increase for each attained age between 50-90, as indicated by the “+” in the grid. These increases may vary by age. Please see the Lifetime Income Withdrawal Percentages sales piece for a full list of payout factors for all ages. |
|
| Athene AgilitySM 7 |
Athene AgilitySM 7 Payout Factors| | Single1 Lifetime Income Withdrawal Percentages | | | Earnings Indexed2 (Current & Guaranteed) | | Attained Age: | Current | New | Change | | 50-54 | 2.85%+ | 2.45%+ | ▼ 0.40% | | 55-59 | 2.85%+ | 2.45%+ | ▼ 0.40% | | 60-64 | 3.85%+ | 3.45%+ | ▼ 0.40% | | 65-69 | 4.85%+ | 4.45%+ | ▼ 0.40% | | 70-74 | 5.35%+ | 4.95%+ | ▼ 0.40% | | 75-79 | 5.85%+ | 5.45%+ | ▼ 0.40% | | 80-84 | 6.35%+ | 5.95%+ | ▼ 0.40% | | 85-89 | 6.35%+ | 5.95%+ | ▼ 0.40% | | 90+ | 6.35% | 5.95% | ▼ 0.40% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage may increase for each attained age between 50-90, as indicated by the “+” in the grid. These increases may vary by age. Please see the Lifetime Income Withdrawal Percentages sales piece for a full list of payout factors for all ages. |
|
| Athene AscentSM Pro 10 Bonus |
Athene AscentSM Pro 10 Bonus Payout Factors| | Single Life1 Lifetime Income Withdrawal Percentages | | Level2 (Current & Guaranteed) | Earnings Indexed2 (Current & Guaranteed) | Inflation2,3 (Guaranteed) | | Attained Age: | Current | New | Change | Current | New | Change | Current | New | Change | | 50-54 | 5.00%+ | 4.60%+ | ▼ 0.40% | 3.80%+ | 3.25%+ | ▼ 0.55% | 2.25%+ | 2.07%+ | ▼ 0.18% | | 55-59 | 5.05%+ | 4.65%+ | ▼ 0.40% | 3.85%+ | 3.30%+ | ▼ 0.55% | 2.27%+ | 2.09%+ | ▼ 0.18% | | 60-64 | 5.55%+ | 5.15%+ | ▼ 0.40% | 4.35%+ | 3.80%+ | ▼ 0.55% | 2.49%+ | 2.31%+ | ▼ 0.18% | | 65-69 | 6.20%+ | 5.80%+ | ▼ 0.40% | 5.00%+ | 4.45%+ | ▼ 0.55% | 2.79%+ | 2.61%+ | ▼ 0.18% | | 70-74 | 6.70%+ | 6.30%+ | ▼ 0.40% | 5.50%+ | 4.95%+ | ▼ 0.55% | 3.01%+ | 2.83%+ | ▼ 0.18% | | 75-79 | 7.35%+ | 6.95%+ | ▼ 0.40% | 6.15%+ | 5.60%+ | ▼ 0.55% | 3.30%+ | 3.12%+ | ▼ 0.18% | | 80-84 | 8.15%+ | 7.75%+ | ▼ 0.40% | 6.95%+ | 6.40%+ | ▼ 0.55% | 3.66%+ | 3.48%+ | ▼ 0.18% | | 85-89 | 9.45%+ | 9.05%+ | ▼ 0.40% | 8.25%+ | 7.70%+ | ▼ 0.55% | 4.25%+ | 4.07%+ | ▼ 0.18% | | 90+ | 10.95% | 10.55% | ▼ 0.40% | 9.75% | 9.20% | ▼ 0.55% | 4.92% | 4.74% | ▼ 0.18% | 1 Subtract 0.5% from the Single Life withdrawal percentage to determine the current Joint Life withdrawal percentage. 2 The Lifetime Income Withdrawal Percentage may increase for each attained age between 50-90, as indicated by the “+” in the grid. These increases may vary by age and income option. Please see the Lifetime Income Withdrawal Percentages sales piece for a full list of payout factors for all ages and Income Options. 3 Guaranteed rates may be lower than current rates. Please contact the Company for current rates when your customer wants to elect income. |
|
| Athene Performance Elite® 15 |
Athene Performance Elite® 15 Crediting Rates| Crediting Strategy | With Fee | No Fee | | | Current | New | Change | Current | New | Change | | Annual Strategy Charge Rate | 1.25% | No Change | 0.00% | 0.00% | No Change | 0.00% | | 2-Year PTP 1 – AI Global Opportunities (Par Rate) | 245% | 230% | ▼ 15% | 190% | 175% | ▼ 15% | | 2-Year PTP 1 – AI Powered US Equity (Par Rate) | 275% | 260% | ▼ 15% | 215% | 200% | ▼ 15% | | 2-Year PTP 1 – BNP (Par Rate) | 345% | 335% | ▼ 10% | 265% | 255% | ▼ 10% | | 2-Year PTP 1,2 – Nasdaq FC (Par Rate) | 225% | 215% | ▼ 10% | 175% | 165% | ▼ 10% | | 2-Year PTP 1 – S&P 500® FC (Par Rate) | 155% | 150% | ▼ 5% | 120% | 115% | ▼ 5% | | 2-Year PTP 1 – UBS Innovative Balanced (Par Rate) | 245% | 235% | ▼ 10% | 190% | 180% | ▼ 10% | | 1-Year PTP 1 – AI Global Opportunities (Par Rate) | 180% | 170% | ▼ 10% | 140% | 130% | ▼ 10% | | 1-Year PTP 1 – AI Powered US Equity (Par Rate) | 205% | 195% | ▼ 10% | 160% | 150% | ▼ 10% | | 1-Year PTP 1 – BNP (Par Rate) | 250% | 240% | ▼ 10% | 195% | 185% | ▼ 10% | | 1-Year PTP 1,2 – Nasdaq FC (Par Rate) | 147% | 139% | ▼ 8% | 115% | 107% | ▼ 8% | | 1-Year PTP 1 – S&P 500® FC (Par Rate) | 115% | 110% | ▼ 5% | 90% | 85% | ▼ 5% | | 1-Year PTP 1 – UBS Innovative Balanced (Par Rate) | 180% | 175% | ▼ 5% | 140% | 135% | ▼ 5% | | 1-Year PTP – S&P 500® (Cap) | 12.00% | 11.25% | ▼ 0.75% | 8.75% | 8.25% | ▼ 0.50% | | Fixed | N/A | N/A | N/A | 4.30% | 4.05% | ▼ 0.25% | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
| Athene Performance Elite® 10 |
Athene Performance Elite® 10 Crediting Rates| Crediting Strategy | With Fee | No Fee | | | Current | New | Change | Current | New | Change | | Annual Strategy Charge Rate | 1.25% | No Change | 0.00% | 0.00% | No Change | 0.00% | | 2-Year PTP1 – AI Global Opportunities (Par Rate) | 215% | 205% | ▼ 10% | 160% | 150% | ▼ 10% | | 2-Year PTP1 – AI Powered US Equity (Par Rate) | 245% | 235% | ▼ 10% | 185% | 170% | ▼ 15% | | 2-Year PTP1 – BNP (Par Rate) | 310% | 300% | ▼ 10% | 230% | 215% | ▼ 15% | | 2-Year PTP 1,2 – Nasdaq FC (Par Rate) | 200% | 195% | ▼ 5% | 150% | 140% | ▼ 10% | | 2-Year PTP 1 – S&P 500® FC (Par Rate) | 140% | 135% | ▼ 5% | 105% | 100% | ▼ 5% | | 2-Year PTP 1 – UBS Innovative Balanced (Par Rate) | 215% | 210% | ▼ 5% | 160% | 155% | ▼ 5% | | 1-Year PTP1 – AI Global Opportunities (Par Rate) | 160% | 150% | ▼ 10% | 120% | 110% | ▼ 10% | | 1-Year PTP1 – AI Powered US Equity (Par Rate) | 185% | 175% | ▼ 10% | 140% | 130% | ▼ 10% | | 1-Year PTP1 – BNP (Par Rate) | 225% | 215% | ▼ 10% | 170% | 160% | ▼ 10% | | 1-Year PTP1,2 – Nasdaq FC (Par Rate) | 130% | 125% | ▼ 5% | 100% | 92% | ▼ 8% | | 1-Year PTP1 – S&P 500® FC (Par Rate) | 102% | 100% | ▼ 2% | 77% | 72% | ▼ 5% | | 1-Year PTP1 – UBS Innovative Balanced (Par Rate) | 160% | 155% | ▼ 5% | 120% | 115% | ▼ 5% | | 1-Year PTP – S&P 500® (Cap) | 10.50% | 9.75% | ▼ 0.75% | 7.50% | 7.00% | ▼ 0.50% | | Fixed | N/A | N/A | N/A | 3.60% | 3.35% | ▼ 0.25% | | Fixed – CA | N/A | N/A | N/A | 3.00% | No Change | 0.00% | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
| Athene Performance Elite® 7 |
Athene Performance Elite® 7 Crediting Rates| Crediting Strategy | With Fee | No Fee | | | Current | New | Change | Current | New | Change | | Annual Strategy Charge Rate | 1.25% | No Change | 0.00% | 0.00% | No Change | 0.00% | | 2-Year PTP1 – AI Global Opportunities (Par Rate) | 260% | 245% | ▼ 15% | 210% | 195% | ▼ 15% | | 2-Year PTP1 – AI Powered US Equity (Par Rate) | 295% | 280% | ▼ 15% | 235% | 220% | ▼ 15% | | 2-Year PTP1 – BNP (Par Rate) | 375% | 360% | ▼ 15% | 300% | 285% | ▼ 15% | | 2-Year PTP1,2 – Nasdaq FC (Par Rate) | 245% | 235% | ▼ 10% | 195% | 185% | ▼ 10% | | 2-Year PTP1 – S&P 500® FC (Par Rate) | 170% | 165% | ▼ 5% | 135% | 130% | ▼ 5% | | 2-Year PTP1 – UBS Innovative Balanced (Par Rate) | 260% | 250% | ▼ 10% | 210% | 200% | ▼ 10% | | 1-Year PTP1 – AI Global Opportunities (Par Rate) | 195% | 185% | ▼ 10% | 155% | 145% | ▼ 10% | | 1-Year PTP1 – AI Powered US Equity (Par Rate) | 225% | 210% | ▼ 15% | 180% | 165% | ▼ 15% | | 1-Year PTP1 – BNP (Par Rate) | 275% | 260% | ▼ 15% | 220% | 205% | ▼ 15% | | 1-Year PTP1,2 – Nasdaq FC (Par Rate) | 160% | 153% | ▼ 7% | 127% | 120% | ▼ 7% | | 1-Year PTP1 – S&P 500® FC (Par Rate) | 125% | 120% | ▼ 5% | 100% | 95% | ▼ 5% | | 1-Year PTP1 – UBS Innovative Balanced (Par Rate) | 195% | 187% | ▼ 8% | 155% | 147% | ▼ 8% | | 1-Year PTP – S&P 500® (Cap) | 14.00% | 13.25% | ▼ 0.75% | 10.25% | 9.50% | ▼ 0.75% | | Fixed | N/A | N/A | N/A | 4.90% | 4.65% | ▼ 0.25% | | Fixed – CA | N/A | N/A | N/A | 3.00% | No Change | 0.00% | 1 The index is an excess return index. The returns of the index will reflect the performance of the underlying components in excess of a reference rate that could be earned on cash or a similar risk-free benchmark asset. Additionally, the performance of the index includes an embedded fee and may also include other costs such as transaction and replication costs. These costs may vary over time with market conditions. The excess return nature of index and the embedded fees and costs will all reduce index performance and the potential interest credited within the annuity contract. Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
|
