These changes will be effective with a contract date on or after October 28, 2022. The contract effective date is the date the contract has been deemed in good order and all funds received. While we cannot reissue contracts, any pending business will receive the new rates if the contract date is on or after the rate change effective date.
Revised materials will be available on the Forms and Materials page beginning October 28, 2022. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.
Athene AccumulatorSM 10 |
Athene AccumulatorSM 10 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 345% | 380% | ▲ 35.00% | Low Band:
(Up to $100,000) | 325% | 360% | ▲ 35.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 240% | 265% | ▲ 25.00% | Low Band:
(Up to $100,000) | 225% | 250% | ▲ 25.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 220% | 235% | ▲ 15.00% | Low Band:
(Up to $100,000) | 205% | 220% | ▲ 15.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 135% | 145% | ▲ 10.00% | Low Band:
(Up to $100,000) | 130% | 140% | ▲ 10.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 280% | 310% | ▲ 30.00% | Low Band:
(Up to $100,000) | 265% | 295% | ▲ 30.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 200% | 220% | ▲ 20.00% | Low Band:
(Up to $100,000) | 190% | 210% | ▲ 20.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%™ Index TR (Total Return) (Par Rate) | High Band:
($100,000+) | 120% | No Change | 0.00% | Low Band:
(Up to $100,000) | 115% | No Change | 0.00% | 1-Year PTP – S&P 500® (Cap) | High Band:
($100,000+) | 11.25% | 12.25% | ▲ 1.00% | Low Band:
(Up to $100,000) | 10.50% | 11.50% | ▲ 1.00% | Bailout Cap Rate | 6.00% | No Change | 0.00% | Fixed | High Band:
($100,000+) | 3.00% | No Change | 0.00% | Low Band:
(Up to $100,000) | 2.90% | No Change | 0.00% | Minimum Interest Credit3 | 5.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 Not available in CA. |
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Athene AccumulatorSM 7 |
Athene AccumulatorSM 7 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 340% | 375% | ▲ 35.00% | Low Band:
(Up to $100,000) | 315% | 350% | ▲ 35.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 235% | 260% | ▲ 25.00% | Low Band:
(Up to $100,000) | 220% | 245% | ▲ 25.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 215% | 230% | ▲ 15.00% | Low Band:
(Up to $100,000) | 200% | 215% | ▲ 15.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 135% | 145% | ▲ 10.00% | Low Band:
(Up to $100,000) | 125% | 135% | ▲ 10.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 275% | 305% | ▲ 30.00% | Low Band:
(Up to $100,000) | 260% | 290% | ▲ 30.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 195% | 215% | ▲ 20.00% | Low Band:
(Up to $100,000) | 185% | 205% | ▲ 20.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%™ Index TR (Total Return) (Par Rate) | High Band:
($100,000+) | 120% | No Change | 0.00% | Low Band:
(Up to $100,000) | 110% | No Change | 0.00% | 1-Year PTP – S&P 500® (Cap) | High Band:
($100,000+) | 11.00% | 12.00% | ▲ 1.00% | Low Band:
(Up to $100,000) | 10.25% | 11.25% | ▲ 1.00% | Bailout Cap Rate | 6.00% | No Change | 0.00% | Fixed | High Band:
($100,000+) | 3.00% | No Change | 0.00% | Low Band:
(Up to $100,000) | 2.90% | No Change | 0.00% | Minimum Interest Credit3 | 3.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 Not available in CA. |
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Athene AccumulatorSM 5 |
Athene AccumulatorSM 5 Crediting RatesCrediting Strategy | Premium Band | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 325% | 360% | ▲ 35.00% | Low Band:
(Up to $100,000) | 300% | 335% | ▲ 35.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | High Band:
($100,000+) | 230% | 255% | ▲ 25.00% | Low Band:
(Up to $100,000) | 215% | 240% | ▲ 25.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 205% | 220% | ▲ 15.00% | Low Band:
(Up to $100,000) | 190% | 205% | ▲ 15.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | High Band:
($100,000+) | 130% | 140% | ▲ 10.00% | Low Band:
(Up to $100,000) | 120% | 130% | ▲ 10.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 265% | 295% | ▲ 30.00% | Low Band:
(Up to $100,000) | 245% | 275% | ▲ 30.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | High Band:
($100,000+) | 190% | 210% | ▲ 20.00% | Low Band:
(Up to $100,000) | 175% | 195% | ▲ 20.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%™ Index TR (Total Return) (Par Rate) | High Band:
($100,000+) | 115% | No Change | 0.00% | Low Band:
(Up to $100,000) | 105% | No Change | 0.00% | 1-Year PTP – S&P 500® (Cap) | High Band:
($100,000+) | 10.50% | 11.50% | ▲ 1.00% | Low Band:
(Up to $100,000) | 9.75% | 10.75% | ▲ 1.00% | Bailout Cap Rate | 6.00% | No Change | 0.00% | Fixed | High Band:
($100,000+) | 3.00% | No Change | 0.00% | Low Band:
(Up to $100,000) | 2.85% | No Change | 0.00% | Minimum Interest Credit3 | 2.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. 3 Not available in CA. |
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Athene AgilitySM 10 |
Athene AgilitySM 10 Crediting RatesCrediting Strategy | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | 160% | 210% | ▲ 50.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | 115% | 155% | ▲ 40.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 100% | 130% | ▲ 30.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 65% | 85% | ▲ 20.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 130% | 170% | ▲ 40.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 100% | 130% | ▲ 30.00% | 2-Year PTP – S&P 500® (Cap) | 10.00% | 13.00% | ▲ 3.00% | 1-Year PTP – S&P 500® (Cap) | 5.00% | 6.50% | ▲ 1.50% | Bailout Cap Rate | 0.50% | No Change | 0.00% | Fixed | 2.30% | 3.00% | ▲ 0.70% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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Athene AgilitySM 7 |
Athene AgilitySM 7 Crediting RatesCrediting Strategy | Current | New | Change | 2-Year No Cap PTP1 – BNP (Par Rate) | 145% | 195% | ▲ 50.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | 105% | 145% | ▲ 40.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 90% | 120% | ▲ 30.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 60% | 80% | ▲ 20.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 120% | 160% | ▲ 40.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 90% | 120% | ▲ 30.00% | 2-Year PTP – S&P 500® (Cap) | 9.50% | 12.50% | ▲ 3.00% | 1-Year PTP – S&P 500® (Cap) | 4.75% | 6.25% | ▲ 1.50% | Bailout Cap Rate | 0.50% | No Change | 0.00% | Fixed | 2.15% | 2.95% | ▲ 0.80% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. The index is managed to create stabilized performance and avoid very high positive returns and very low negative returns. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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Athene MaxRate® |
Athene MaxRate® 3, 5 and 7 Crediting RatesMulti-Year and 1-Year Fixed Strategy 1 | | Most States | AK, CA, CT, DE, HI, ID, MD, MN, MO, NJ, NV, OH, OK, OR, PA, SC, TX, UT & WA | Product Term | Premium Band | Current | New | Change | Current | New | Change | 3-Year | High Band:
($100,000+) | 4.20% | 4.60% | ▲ 0.40% | 4.20% | 4.60% | ▲ 0.40% | Low Band:
(Up to $100,000) | 4.05% | 4.45% | ▲ 0.40% | 4.05% | 4.45% | ▲ 0.40% | 5-Year | High Band:
($100,000+) | 5.00% | 5.25% | ▲ 0.25% | 4.95% | 5.20% | ▲ 0.25% | Low Band:
(Up to $100,000) | 4.75% | 4.85% | ▲ 0.10% | 4.70% | 4.80% | ▲ 0.10% | 7-Year | High Band:
($100,000+) | 5.10% | 5.35% | ▲ 0.25% | 5.05% | 5.30% | ▲ 0.25% | Low Band:
(Up to $100,000) | 4.80% | 4.90% | ▲ 0.10% | 4.75% | 4.85% | ▲ 0.10% | 1 The Multi-Year Fixed Strategy interest rate applies to the Initial Premium and the 1-Year Fixed Strategy interest rate applies to Additional Premium. |
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Athene Performance Elite® 15 |
Athene Performance Elite® 15 Crediting RatesCrediting Strategy | No Fee | With Fee | | Current | New | Change | Current | New | Change | Annual Strategy Charge Rate | 0.00% | No Change | 0.00% | 1.25% | No Change | 0.00% | 2-Year No Cap PTP 1 – BNP (Par Rate) | 195% | 265% | ▲ 70.00% | 270% | 340% | ▲ 70.00% | 1-Year No Cap PTP 1 – BNP (Par Rate) | 140% | 185% | ▲ 45.00% | 190% | 235% | ▲ 45.00% | 2-Year No Cap PTP 1,2 – Nasdaq FC (Par Rate) | 125% | 165% | ▲ 40.00% | 175% | 215% | ▲ 40.00% | 1-Year No Cap PTP 1,2 – Nasdaq FC (Par Rate) | 82% | 105% | ▲ 23.00% | 112% | 135% | ▲ 23.00% | 2-Year No Cap PTP 1 – AI Powered US Equity (Par Rate) | 160% | 220% | ▲ 60.00% | 220% | 280% | ▲ 60.00% | 1-Year No Cap PTP 1 – AI Powered US Equity (Par Rate) | 120% | 160% | ▲ 40.00% | 160% | 200% | ▲ 40.00% | 2-Year No Cap PTP 1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 67% | 70% | ▲ 3.00% | 125% | No Change | 0.00% | 1-Year No Cap PTP 1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 55% | 65% | ▲ 10.00% | 92% | No Change | 0.00% | 1-Year PTP – S&P 500® (Cap) | 7.50% | 9.50% | ▲ 2.00% | 10.00% | 12.00% | ▲ 2.00% | Fixed | 2.90% | No Change | 0.00% | N/A | N/A | N/A | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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Athene Performance Elite® 10 |
Athene Performance Elite® 10 Crediting RatesCrediting Strategy | No Fee | With Fee | | | Current | New | Change | Current | New | Change | Annual Strategy Charge Rate | 0.00% | No Change | 0.00% | 1.25% | No Change | 0.00% | 2-Year No Cap PTP1 – BNP (Par Rate) | 180% | 250% | ▲ 70.00% | 255% | 325% | ▲ 70.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | 130% | 175% | ▲ 45.00% | 180% | 225% | ▲ 45.00% | 2-Year No Cap PTP 1,2 – Nasdaq FC (Par Rate) | 115% | 155% | ▲ 40.00% | 165% | 205% | ▲ 40.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 75% | 95% | ▲ 20.00% | 105% | 125% | ▲ 20.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 145% | 205% | ▲ 60.00% | 205% | 265% | ▲ 60.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 110% | 150% | ▲ 40.00% | 150% | 190% | ▲ 40.00% | 2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 60% | 65% | ▲ 5.00% | 115% | No Change | 0.00% | 1-Year No Cap PTP 1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 50% | 60% | ▲ 10.00% | 85% | No Change | 0.00% | 1-Year PTP – S&P 500® (Cap) | 7.00% | 9.00% | ▲ 2.00% | 9.50% | 11.50% | ▲ 2.00% | Fixed | 2.65% | No Change | 0.00% | N/A | N/A | N/A | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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Athene Performance Elite® 7 |
Athene Performance Elite® 7 Crediting RatesCrediting Strategy | No Fee | With Fee | | Current | New | Change | Current | New | Change | Annual Strategy Charge Rate | 0.00% | No Change | 0.00% | 1.25% | No Change | 0.00% | 2-Year No Cap PTP1 – BNP (Par Rate) | 230% | 300% | ▲ 70.00% | 300% | 370% | ▲ 70.00% | 1-Year No Cap PTP1 – BNP (Par Rate) | 165% | 210% | ▲ 45.00% | 215% | 260% | ▲ 45.00% | 2-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 145% | 185% | ▲ 40.00% | 190% | 230% | ▲ 40.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 95% | 115% | ▲ 20.00% | 125% | 145% | ▲ 20.00% | 2-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 185% | 245% | ▲ 60.00% | 245% | 305% | ▲ 60.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 140% | 180% | ▲ 40.00% | 180% | 220% | ▲ 40.00% | 2-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 70% | 80% | ▲ 10.00% | 115% | No Change | 0.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 2 8%™ Index TR (Total Return) (Par Rate) | 65% | 75% | ▲ 10.00% | 87% | No Change | 0.00% | 1-Year PTP – S&P 500® (Cap) | 8.75% | 10.75% | ▲ 2.00% | 11.50% | 13.50% | ▲ 2.00% | Fixed | 3.00% | No Change | 0.00% | N/A | N/A | N/A | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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Athene ProtectorSM 7 |
Athene ProtectorSM 7 Crediting RatesCrediting Strategy | Current | New | Change | 1-Year No Cap PTP1 – BNP (Par Rate) | 225% | 250% | ▲ 25.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 115% | No Change | 0.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 130% | 140% | ▲ 10.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 190% | 210% | ▲ 20.00% | 1-Year PTP – S&P 500® (Cap) | 10.50% | 11.50% | ▲ 1.00% | Bailout Cap Rate | 5.50% | No Change | 0.00% | Fixed | 3.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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Athene ProtectorSM 5 |
Athene ProtectorSM 5 Crediting RatesCrediting Strategy | Current | New | Change | 1-Year No Cap PTP1 – BNP (Par Rate) | 215% | 245% | ▲ 30.00% | 1-Year No Cap PTP1 – S&P 500® Daily Risk Control 5%TM Index TR (Total Return) (Par Rate) | 105% | No Change | 0.00% | 1-Year No Cap PTP1,2 – Nasdaq FC (Par Rate) | 125% | 140% | ▲ 15.00% | 1-Year No Cap PTP1 – AI Powered US Equity (Par Rate) | 180% | 205% | ▲ 25.00% | 1-Year PTP – S&P 500® (Cap) | 9.75% | 10.75% | ▲ 1.00% | Bailout Cap Rate | 5.50% | No Change | 0.00% | Fixed | 3.00% | No Change | 0.00% | 1 Because the index applies a volatility control mechanism, the range of both the positive and negative performance of the index is limited. 2 The index features a performance control mechanism that limits its maximum growth potential within any given month. Consumers may therefore forego part of the growth of the index if it rises beyond this limit within a month. |
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