New Guaranteed Income Payouts and Index Performance! – Ascent Pro Bonus

I’m not sure if you have seen our recent payout increases on Ascent Pro Bonus that went into effect on Monday? 

We are now positioned very well with immediate Guaranteed Income, outperforming several top carriers in the space. Combine this with our strong track record of index performance, and it becomes a very compelling proposition. 

When you are running your next illustration give us a shot! It will be worth it! 

The attached piece compares the guaranteed approach to retirement income to the risk-based approach.  62-year-old couple who would like to generate $25,000 in retirement income at age 67.  Assets needed are: 

• $247,158 for the guaranteed approach
  • Using AP10B, solve for $25K in JT income

• $417,574 for the risk-based approach
  • 4% withdrawal from a 60/40 mix of stocks and bonds (high probability of 30-year payout but no guarantee, especially if they retire in a down market)
  • Assumes 8.4% growth (average growth over last 30 years but assumed growth over the next 5 years is generous) 

41% less assets required with no market risk or longevity risk!