Learn What a Recent Survey Says About Guaranteed Income
According to a 2021 study, conducted in partnership between Insured Retirement Institute and American Equity*, 66% of near-retirees indicated that more guaranteed income would make them feel more secure as they head into retirement.
The IncomeShield fixed index annuity, with Lifetime Income Benefit Rider (LIBR), might help your clients feel more protected when included as part of their retirement income planning. IncomeShield offers the benefits of principal protection, plus five LIBR options designed to suit a wide range of needs, whether clients are looking to turn on income in 30 days or take advantage of opportunities for accumulation for several years before turning on income.
When discussing the right timeline with your clients, consider reviewing The Cost of Waiting brochure, which shows the possible impact that waiting 6 years can have on the premium required to meet income goals.
*Source: Insured Retirement Institute and American Equity Investment Life Insurance Company: Aligning Retirement Expectations with Financial Resources, 2021.