[Client-Friendly Worksheet] Would a 7% Premium Bonus Help Your Income-Focused Clients?
IncomeShield fixed index annuity provides three benefits that help boost, build and offer enhanced retirement income.
- Build lifetime income
- 7% Premium Bonus Available1
- Enhanced withdrawal options available
And now, IncomeShield offers new index options and new index-linked crediting strategies, in addition to the great benefits listed above.
Retirement Income Gaps Worksheet
Help your clients identify their potential retirement income needs with our Identifying Retirement Income Gaps worksheet. Then discuss whether IncomeShield would help fill those gaps.
1 Premium Bonus available only on IncomeShield 10/IncomeShield 9 in CA. Bonus available on 1st year premiums. Each year after the 1st contract year, clients become vested in a percentage of the bonus, until 100% vested at the end of the 10th contract year. Vested amounts of the bonus are the amounts not forfeited as a result of an early withdrawal or surrender. Bonus, surrender charges, and vesting schedules may vary by state. See brochure and disclosure for details. Bonus annuities may involve longer surrender charge periods, lower caps and participation rates, and/or higher spreads than annuities without a bonus feature.